{"id":2475,"date":"2026-04-04T18:50:49","date_gmt":"2026-04-04T18:50:49","guid":{"rendered":"https:\/\/taichinhphowall.com\/index.php\/2026\/04\/04\/hdbank-dat-muc-tieu-loi-nhuan-30-000-ty-he-lo-chu-ky-tang-truong-moi\/"},"modified":"2026-04-04T18:50:49","modified_gmt":"2026-04-04T18:50:49","slug":"hdbank-dat-muc-tieu-loi-nhuan-30-000-ty-he-lo-chu-ky-tang-truong-moi","status":"publish","type":"post","link":"https:\/\/taichinhphowall.com\/index.php\/2026\/04\/04\/hdbank-dat-muc-tieu-loi-nhuan-30-000-ty-he-lo-chu-ky-tang-truong-moi\/","title":{"rendered":"HDBank \u0111\u1eb7t m\u1ee5c ti\u00eau l\u1ee3i nhu\u1eadn 30.000 t\u1ef7, h\u00e9 l\u1ed9 chu k\u1ef3 t\u0103ng tr\u01b0\u1edfng m\u1edbi"},"content":{"rendered":"<div>\n<p>Ng\u00e2n h\u00e0ng TMCP Ph\u00e1t tri\u1ec3n TP.HCM (HDBank) v\u1eeba c\u00f4ng b\u1ed1 m\u1ed9t k\u1ebf ho\u1ea1ch kinh doanh \u0111\u1ea7y tham v\u1ecdng cho n\u0103m 2026, v\u1edbi m\u1ee5c ti\u00eau l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf v\u01b0\u1ee3t m\u1ed1c 30.000 t\u1ef7 \u0111\u1ed3ng, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng m\u1ee9c t\u0103ng tr\u01b0\u1edfng \u0111\u1ed9t ph\u00e1 41% so v\u1edbi n\u0103m tr\u01b0\u1edbc. T\u1ea7m nh\u00ecn n\u00e0y \u0111\u01b0\u1ee3c x\u00e2y d\u1ef1ng tr\u00ean n\u1ec1n t\u1ea3ng chi\u1ebfn l\u01b0\u1ee3c m\u1edf r\u1ed9ng quy m\u00f4 to\u00e0n di\u1ec7n, h\u1ee9a h\u1eb9n m\u1ed9t chu k\u1ef3 ph\u00e1t tri\u1ec3n m\u1edbi cho nh\u00e0 b\u0103ng.<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/taichinhphowall.com\/wp-content\/uploads\/2026\/04\/image-VGjDtG5nIHRpbiBuw6p1IHThuqFpIHTD.jpg\" alt=\"tin t\u1ee9c t\u00e0i ch\u00ednh\" style=\"width:100%; border-radius:8px;\" \/><\/p>\n<p>C\u1ee5 th\u1ec3, HDBank d\u1ef1 ki\u1ebfn n\u00e2ng t\u1ed5ng t\u00e0i s\u1ea3n l\u00ean 1,19 tri\u1ec7u t\u1ef7 \u0111\u1ed3ng, t\u0103ng 28%. T\u1ed5ng huy \u0111\u1ed9ng v\u1ed1n v\u00e0 d\u01b0 n\u1ee3 t\u00edn d\u1ee5ng c\u0169ng \u0111\u01b0\u1ee3c \u0111\u1eb7t m\u1ee5c ti\u00eau t\u0103ng tr\u01b0\u1edfng m\u1ea1nh m\u1ebd, l\u1ea7n l\u01b0\u1ee3t \u0111\u1ea1t 1,06 tri\u1ec7u t\u1ef7 \u0111\u1ed3ng (t\u0103ng 28%) v\u00e0 804.000 t\u1ef7 \u0111\u1ed3ng (t\u0103ng 37%), tu\u00e2n th\u1ee7 theo h\u1ea1n m\u1ee9c \u0111\u01b0\u1ee3c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc ph\u00ea duy\u1ec7t. D\u00f2ng v\u1ed1n t\u00edn d\u1ee5ng s\u1ebd \u0111\u01b0\u1ee3c \u0111\u1ecbnh h\u01b0\u1edbng m\u1ed9t c\u00e1ch c\u00f3 ch\u1ecdn l\u1ecdc v\u00e0o c\u00e1c l\u0129nh v\u1ef1c s\u1ea3n xu\u1ea5t &#8211; kinh doanh, chu\u1ed7i cung \u1ee9ng v\u00e0 c\u00e1c ng\u00e0nh kinh t\u1ebf \u0111\u1ed9ng l\u1ef1c, nh\u1eb1m t\u1ed1i \u01b0u h\u00f3a ch\u1ea5t l\u01b0\u1ee3ng t\u00e0i s\u1ea3n v\u00e0 \u0111\u1ea3m b\u1ea3o h\u1ec7 s\u1ed1 sinh l\u1eddi b\u1ec1n v\u1eefng.<\/p>\n<p>Song song v\u1edbi vi\u1ec7c m\u1edf r\u1ed9ng quy m\u00f4, c\u00e1c ch\u1ec9 s\u1ed1 hi\u1ec7u qu\u1ea3 ho\u1ea1t \u0111\u1ed9ng ti\u1ebfp t\u1ee5c \u0111\u01b0\u1ee3c duy tr\u00ec \u1edf m\u1ee9c cao. T\u1ef7 su\u1ea5t sinh l\u1eddi tr\u00ean v\u1ed1n ch\u1ee7 s\u1edf h\u1eefu (ROE) d\u1ef1 ki\u1ebfn \u0111\u1ea1t 25,3% v\u00e0 t\u1ef7 l\u1ec7 an to\u00e0n v\u1ed1n (CAR) \u0111\u1ea1t 16,7%, v\u01b0\u1ee3t xa c\u00e1c y\u00eau c\u1ea7u t\u1ed1i thi\u1ec3u. \u0110\u00e1ng ch\u00fa \u00fd, t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u \u0111\u01b0\u1ee3c cam k\u1ebft ki\u1ec3m so\u00e1t ch\u1eb7t ch\u1ebd d\u01b0\u1edbi 2%. Nh\u1eefng con s\u1ed1 n\u00e0y kh\u00f4ng ch\u1ec9 ph\u1ea3n \u00e1nh hi\u1ec7u qu\u1ea3 ho\u1ea1t \u0111\u1ed9ng v\u01b0\u1ee3t tr\u1ed9i m\u00e0 c\u00f2n kh\u1eb3ng \u0111\u1ecbnh m\u1ed9t m\u00f4 h\u00ecnh t\u0103ng tr\u01b0\u1edfng c\u00e2n b\u1eb1ng, n\u01a1i quy m\u00f4 song h\u00e0nh c\u00f9ng hi\u1ec7u qu\u1ea3 v\u00e0 kh\u1ea3 n\u0103ng ki\u1ec3m so\u00e1t r\u1ee7i ro ch\u1eb7t ch\u1ebd \u2013 n\u1ec1n t\u1ea3ng quan tr\u1ecdng cho \u0111\u1ecbnh gi\u00e1 d\u00e0i h\u1ea1n c\u1ee7a c\u1ed5 phi\u1ebfu.<\/p>\n<p>Tr\u1ee5 c\u1ed9t cho s\u1ef1 b\u1ee9t ph\u00e1 n\u00e0y l\u00e0 n\u1ec1n t\u1ea3ng v\u1ed1n h\u00f3a m\u1ea1nh m\u1ebd. HDBank l\u00ean k\u1ebf ho\u1ea1ch n\u00e2ng v\u1ed1n ch\u1ee7 s\u1edf h\u1eefu l\u00ean 103.000 t\u1ef7 \u0111\u1ed3ng trong n\u0103m 2026. Quy m\u00f4 v\u1ed1n l\u1edbn kh\u00f4ng ch\u1ec9 t\u1ea1o ra l\u1ee3i th\u1ebf c\u1ea1nh tranh trong b\u1ed1i c\u1ea3nh ng\u00e0nh ng\u00e2n h\u00e0ng si\u1ebft ch\u1eb7t c\u00e1c chu\u1ea9n m\u1ef1c an to\u00e0n v\u1ed1n qu\u1ed1c t\u1ebf, m\u00e0 c\u00f2n mang l\u1ea1i d\u01b0 \u0111\u1ecba d\u1ed3i d\u00e0o \u0111\u1ec3 m\u1edf r\u1ed9ng t\u00edn d\u1ee5ng, t\u1ed1i \u01b0u h\u00f3a c\u1ea5u tr\u00fac b\u1ea3ng c\u00e2n \u0111\u1ed1i, t\u0103ng c\u01b0\u1eddng kh\u1ea3 n\u0103ng ch\u1ed1ng ch\u1ecbu tr\u01b0\u1edbc bi\u1ebfn \u0111\u1ed9ng kinh t\u1ebf v\u00e0 \u0111\u1ea9y m\u1ea1nh \u0111\u1ea7u t\u01b0 v\u00e0o c\u00f4ng ngh\u1ec7 s\u1ed1.<\/p>\n<p>L\u1ed9 tr\u00ecnh chi\u1ebfn l\u01b0\u1ee3c c\u1ee7a HDBank \u0111\u01b0\u1ee3c x\u00e2y d\u1ef1ng tr\u00ean c\u00e1c tr\u1ee5 c\u1ed9t then ch\u1ed1t: t\u1ed1i \u01b0u h\u00f3a chi ph\u00ed v\u1ed1n v\u00e0 n\u00e2ng cao ch\u1ea5t l\u01b0\u1ee3ng t\u00edn d\u1ee5ng; gia t\u0103ng m\u1ea1nh m\u1ebd thu nh\u1eadp ngo\u00e0i l\u00e3i v\u00e0 c\u00e1c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh s\u1ed1; \u0111\u1ed3ng th\u1eddi \u0111\u1ea9y m\u1ea1nh chuy\u1ec3n \u0111\u1ed5i s\u1ed1 to\u00e0n di\u1ec7n v\u00e0 m\u00f4 h\u00ecnh ng\u00e2n h\u00e0ng t\u00edch h\u1ee3p. \u0110\u1eb7c bi\u1ec7t, ng\u00e2n h\u00e0ng th\u1ec3 hi\u1ec7n tham v\u1ecdng v\u01b0\u01a1n ra qu\u1ed1c t\u1ebf th\u00f4ng qua Trung t\u00e2m T\u00e0i ch\u00ednh Qu\u1ed1c t\u1ebf Vi\u1ec7t Nam (VIFC), nh\u1eb1m k\u1ebft n\u1ed1i c\u00e1c d\u00f2ng v\u1ed1n to\u00e0n c\u1ea7u v\u00e0 ti\u1ebfp c\u1eadn nh\u1eefng chu\u1ea9n m\u1ef1c t\u00e0i ch\u00ednh ti\u00ean ti\u1ebfn.<\/p>\n<p>V\u1edbi n\u1ec1n t\u1ea3ng t\u00e0i ch\u00ednh v\u1eefng m\u1ea1nh, hi\u1ec7u su\u1ea5t sinh l\u1eddi cao v\u00e0 m\u1ed9t chi\u1ebfn l\u01b0\u1ee3c \u0111\u01b0\u1ee3c v\u1ea1ch ra r\u00f5 r\u00e0ng, HDBank \u0111ang t\u1ef1 tin b\u01b0\u1edbc v\u00e0o m\u1ed9t chu k\u1ef3 t\u0103ng tr\u01b0\u1edfng m\u1edbi. C\u00e1c n\u1ed9i dung quan tr\u1ecdng n\u00e0y s\u1ebd \u0111\u01b0\u1ee3c tr\u00ecnh v\u00e0 th\u00f4ng qua t\u1ea1i \u0110\u1ea1i h\u1ed9i \u0111\u1ed3ng c\u1ed5 \u0111\u00f4ng th\u01b0\u1eddng ni\u00ean, d\u1ef1 ki\u1ebfn di\u1ec5n ra v\u00e0o ng\u00e0y 24\/4 t\u1edbi.<\/p>\n<p style=\"text-align:right; font-style:italic;\">Bi\u00ean t\u1eadp: Ph\u1ed1 Wall (Theo vnexpress.net)<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Ng\u00e2n h\u00e0ng TMCP Ph\u00e1t tri\u1ec3n TP.HCM (HDBank) v\u1eeba c\u00f4ng b\u1ed1 m\u1ed9t k\u1ebf ho\u1ea1ch kinh doanh \u0111\u1ea7y tham v\u1ecdng cho n\u0103m 2026, v\u1edbi m\u1ee5c ti\u00eau l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf v\u01b0\u1ee3t m\u1ed1c 30.000 t\u1ef7 \u0111\u1ed3ng, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng m\u1ee9c t\u0103ng tr\u01b0\u1edfng \u0111\u1ed9t ph\u00e1 41% so v\u1edbi n\u0103m tr\u01b0\u1edbc. T\u1ea7m nh\u00ecn n\u00e0y \u0111\u01b0\u1ee3c x\u00e2y d\u1ef1ng tr\u00ean n\u1ec1n t\u1ea3ng chi\u1ebfn [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2409,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[44],"tags":[],"class_list":["post-2475","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-chung-khoan-viet-nam"],"_links":{"self":[{"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/posts\/2475","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/comments?post=2475"}],"version-history":[{"count":0,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/posts\/2475\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/media\/2409"}],"wp:attachment":[{"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/media?parent=2475"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/categories?post=2475"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/tags?post=2475"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}