{"id":14727,"date":"2026-05-10T11:45:05","date_gmt":"2026-05-10T04:45:05","guid":{"rendered":"https:\/\/taichinhphowall.com\/index.php\/2026\/05\/10\/thanh-tra-nhnn-cong-bo-ket-luan-thanh-tra-tai-loat-chi-nhanh-ngan-hang-ve-cong-tac-tin-dung\/"},"modified":"2026-05-10T11:45:05","modified_gmt":"2026-05-10T04:45:05","slug":"thanh-tra-nhnn-cong-bo-ket-luan-thanh-tra-tai-loat-chi-nhanh-ngan-hang-ve-cong-tac-tin-dung","status":"publish","type":"post","link":"https:\/\/taichinhphowall.com\/index.php\/2026\/05\/10\/thanh-tra-nhnn-cong-bo-ket-luan-thanh-tra-tai-loat-chi-nhanh-ngan-hang-ve-cong-tac-tin-dung\/","title":{"rendered":"Thanh tra NHNN c\u00f4ng b\u1ed1 k\u1ebft lu\u1eadn thanh tra t\u1ea1i lo\u1ea1t chi nh\u00e1nh ng\u00e2n h\u00e0ng v\u1ec1 c\u00f4ng t\u00e1c t\u00edn d\u1ee5ng"},"content":{"rendered":"
\n

Thanh tra NHNN c\u00f4ng b\u1ed1 k\u1ebft lu\u1eadn thanh tra t\u1ea1i lo\u1ea1t chi nh\u00e1nh ng\u00e2n h\u00e0ng \u0111ang tr\u1edf th\u00e0nh t\u00e2m \u0111i\u1ec3m ch\u00fa \u00fd c\u1ee7a h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh khi c\u01a1 quan qu\u1ea3n l\u00fd tr\u1ef1c ti\u1ebfp \u0111\u01b0a ra c\u00e1c ch\u1ec9 d\u1ea5u quan tr\u1ecdng v\u1ec1 ho\u1ea1t \u0111\u1ed9ng c\u1ea5p t\u00edn d\u1ee5ng. Vi\u1ec7c c\u00f4ng khai nh\u1eefng t\u1ed3n t\u1ea1i, r\u1ee7i ro trong qu\u1ea3n tr\u1ecb r\u1ee7i ro t\u00edn d\u1ee5ng t\u1ea1i c\u00e1c \u0111\u01a1n v\u1ecb n\u00e0y kh\u00f4ng ch\u1ec9 \u0111\u01a1n thu\u1ea7n l\u00e0 b\u01b0\u1edbc th\u1ef1c thi nghi\u1ec7p v\u1ee5 gi\u00e1m s\u00e1t, m\u00e0 c\u00f2n l\u00e0 h\u1ed3i chu\u00f4ng c\u1ea3nh b\u00e1o v\u1ec1 k\u1ef7 lu\u1eadt v\u1eadn h\u00e0nh trong b\u1ed1i c\u1ea3nh th\u1ecb tr\u01b0\u1eddng \u0111ang \u0111\u00f2i h\u1ecfi s\u1ef1 minh b\u1ea1ch v\u00e0 b\u1ec1n v\u1eefng cao h\u01a1n bao gi\u1edd h\u1ebft.<\/p>\n

\n \"Thanh
\u1ea2nh t\u1eeb ngu\u1ed3n: vietnamnet.vn<\/em><\/figcaption><\/figure>\n

B\u1ea3n ch\u1ea5t \u0111\u1eb1ng sau vi\u1ec7c thanh tra NHNN c\u00f4ng b\u1ed1 k\u1ebft lu\u1eadn thanh tra t\u1ea1i lo\u1ea1t chi nh\u00e1nh ng\u00e2n h\u00e0ng<\/h2>\n

Th\u1ef1c t\u1ebf cho th\u1ea5y, c\u00e1c \u0111\u1ee3t thanh tra \u0111\u1ecbnh k\u1ef3 ho\u1eb7c \u0111\u1ed9t xu\u1ea5t c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc lu\u00f4n \u0111\u00f3ng vai tr\u00f2 nh\u01b0 m\u1ed9t b\u1ed9 l\u1ecdc c\u1ea7n thi\u1ebft cho h\u1ec7 th\u1ed1ng. Khi Thanh tra NHNN c\u00f4ng b\u1ed1 k\u1ebft lu\u1eadn thanh tra t\u1ea1i lo\u1ea1t chi nh\u00e1nh ng\u00e2n h\u00e0ng, th\u00f4ng \u0111i\u1ec7p c\u1ed1t l\u00f5i h\u01b0\u1edbng \u0111\u1ebfn ch\u00ednh l\u00e0 vi\u1ec7c ch\u1ea5n ch\u1ec9nh quy tr\u00ecnh th\u1ea9m \u0111\u1ecbnh v\u00e0 ki\u1ec3m so\u00e1t d\u00f2ng ti\u1ec1n. Trong ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng, t\u00edn d\u1ee5ng l\u00e0 m\u1ea1ch m\u00e1u l\u01b0u th\u00f4ng, nh\u01b0ng n\u1ebfu “ch\u1ea5t l\u01b0\u1ee3ng m\u00e1u” kh\u00f4ng \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t ch\u1eb7t ch\u1ebd th\u00f4ng qua c\u00e1c quy \u0111\u1ecbnh v\u1ec1 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o hay n\u0103ng l\u1ef1c tr\u1ea3 n\u1ee3, h\u1ec7 l\u1ee5y s\u1ebd l\u00e0 nh\u1eefng \u0111i\u1ec3m ngh\u1ebdn kh\u00f3 th\u00e1o g\u1ee1. Vi\u1ec7c ch\u1ec9 ra nh\u1eefng t\u1ed3n t\u1ea1i c\u1ee5 th\u1ec3 t\u1ea1i c\u00e1c chi nh\u00e1nh kh\u00f4ng ch\u1ec9 l\u00e0 ch\u1ec9 d\u1ea5u v\u1ec1 sai ph\u1ea1m, m\u00e0 c\u00f2n l\u00e0 b\u00e0i h\u1ecdc v\u1ec1 qu\u1ea3n tr\u1ecb DNA doanh nghi\u1ec7p, n\u01a1i m\u00e0 s\u1ef1 c\u1ea9n tr\u1ecdng ph\u1ea3i lu\u00f4n \u0111\u01b0\u1ee3c \u0111\u1eb7t l\u00ean h\u00e0ng \u0111\u1ea7u thay v\u00ec ch\u1ea1y theo c\u00e1c con s\u1ed1 t\u0103ng tr\u01b0\u1edfng ng\u1eafn h\u1ea1n.<\/p>\n

T\u00ednh k\u1ef7 lu\u1eadt trong ho\u1ea1t \u0111\u1ed9ng c\u1ea5p t\u00edn d\u1ee5ng<\/h2>\n

\u0110\u00e1ng ch\u00fa \u00fd, c\u00e1c k\u1ebft lu\u1eadn n\u00e0y th\u01b0\u1eddng xo\u00e1y s\u00e2u v\u00e0o l\u1ed7 h\u1ed5ng trong quy tr\u00ecnh th\u1ef1c thi nghi\u1ec7p v\u1ee5 t\u1ea1i c\u00e1c chi nh\u00e1nh. H\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng hi\u1ec7n nay kh\u00f4ng ch\u1ec9 \u0111\u1ed1i m\u1eb7t v\u1edbi c\u00e1c r\u1ee7i ro truy\u1ec1n th\u1ed1ng m\u00e0 c\u00f2n \u0111\u1ee9ng tr\u01b0\u1edbc nh\u1eefng b\u00e0i to\u00e1n \u0111\u00e1nh \u0111\u1ed5i gi\u1eefa t\u0103ng tr\u01b0\u1edfng v\u00e0 an to\u00e0n. N\u1ebfu nh\u00ecn v\u00e0o c\u00e1c ng\u00e0nh kinh t\u1ebf kh\u00e1c, ch\u1eb3ng h\u1ea1n nh\u01b0 c\u00e2u chuy\u1ec7n trong v\u00f9ng nu\u00f4i t\u00f4m v\u00e0 b\u00e0i to\u00e1n \u0111\u00e1nh \u0111\u1ed5i gi\u00e1 tr\u1ecb b\u1ec1n v\u1eefng<\/a>, ch\u00fang ta c\u00f3 th\u1ec3 th\u1ea5y b\u1ea5t k\u1ef3 l\u0129nh v\u1ef1c n\u00e0o khi ph\u00e1t tri\u1ec3n n\u00f3ng m\u00e0 thi\u1ebfu s\u1ef1 ki\u1ec3m so\u00e1t \u0111\u1ec1u d\u1eabn \u0111\u1ebfn nh\u1eefng h\u1ec7 l\u1ee5y d\u00e0i h\u1ea1n. S\u1ef1 minh b\u1ea1ch m\u00e0 NHNN y\u00eau c\u1ea7u ch\u00ednh l\u00e0 ph\u01b0\u01a1ng thu\u1ed1c \u0111\u1ec3 \u0111i\u1ec1u ch\u1ec9nh qu\u1ef9 \u0111\u1ea1o n\u00e0y, \u0111\u1ea3m b\u1ea3o m\u1ed7i \u0111\u1ed3ng v\u1ed1n t\u00edn d\u1ee5ng \u0111\u1ec1u \u0111\u01b0\u1ee3c \u0111\u1eb7t v\u00e0o \u0111\u00fang \u0111\u1ecba ch\u1ec9 hi\u1ec7u qu\u1ea3.<\/p>\n

S\u1ef1 \u0111\u1ed3ng b\u1ed9 trong c\u00f4ng t\u00e1c qu\u1ea3n tr\u1ecb r\u1ee7i ro<\/h2>\n

Trong khi c\u1ea3 n\u1ec1n kinh t\u1ebf \u0111ang ch\u1ee9ng ki\u1ebfn nh\u1eefng bi\u1ebfn \u0111\u1ed9ng l\u1edbn, t\u1eeb s\u1ef1 t\u0103ng tr\u01b0\u1edfng m\u1ea1nh m\u1ebd c\u1ee7a c\u00e1c m\u1eb7t h\u00e0ng nh\u01b0 h\u1ea1t \u0111i\u1ec1u – ghi nh\u1eadn k\u1ef7 l\u1ee5c g\u1ea7n 1 t\u1ef7 USD trong m\u1ed9t th\u00e1ng (tham kh\u1ea3o t\u1ea1i b\u00e0i vi\u1ebft v\u1ec1 nh\u1eadp kh\u1ea9u h\u1ea1t \u0111i\u1ec1u<\/a>) cho \u0111\u1ebfn s\u1ef1 b\u00f9ng n\u1ed5 c\u1ee7a xu\u1ea5t kh\u1ea9u t\u1ea5m pin m\u1eb7t tr\u1eddi<\/a>, th\u00ec s\u1ef1 \u1ed5n \u0111\u1ecbnh c\u1ee7a h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng v\u1eabn l\u00e0 b\u1ec7 \u0111\u1ee1 then ch\u1ed1t. Vi\u1ec7c thanh tra NHNN c\u00f4ng b\u1ed1 k\u1ebft lu\u1eadn thanh tra t\u1ea1i lo\u1ea1t chi nh\u00e1nh ng\u00e2n h\u00e0ng l\u00e0 m\u1ed9t ph\u1ea7n trong n\u1ed7 l\u1ef1c l\u1edbn nh\u1eb1m chu\u1ea9n h\u00f3a h\u00e0nh lang ph\u00e1p l\u00fd t\u1ea1i c\u00e1c c\u1ea5p c\u01a1 s\u1edf. Nh\u1eefng y\u00eau c\u1ea7u kh\u1eafc ph\u1ee5c kh\u00f4ng \u0111\u01a1n thu\u1ea7n l\u00e0 x\u1eed l\u00fd vi ph\u1ea1m, m\u00e0 l\u00e0 y\u00eau c\u1ea7u n\u00e2ng cao n\u0103ng l\u1ef1c qu\u1ea3n tr\u1ecb, bi\u1ebfn c\u00e1c v\u0103n b\u1ea3n ch\u1ec9 \u0111\u1ea1o c\u1ee7a c\u01a1 quan qu\u1ea3n l\u00fd th\u00e0nh v\u0103n h\u00f3a l\u00e0m vi\u1ec7c th\u01b0\u1eddng nh\u1eadt t\u1ea1i t\u1eebng \u0111\u01a1n v\u1ecb t\u00edn d\u1ee5ng.<\/p>\n

B\u00e0i vi\u1ebft \u0111\u00e3 \u0111\u01b0\u1ee3c bi\u00ean t\u1eadp l\u1ea1i t\u1eeb ngu\u1ed3n: vietnamnet.vn<\/em><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Thanh tra NHNN c\u00f4ng b\u1ed1 k\u1ebft lu\u1eadn thanh tra t\u1ea1i lo\u1ea1t chi nh\u00e1nh ng\u00e2n h\u00e0ng \u0111ang tr\u1edf th\u00e0nh t\u00e2m \u0111i\u1ec3m ch\u00fa \u00fd c\u1ee7a h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh khi c\u01a1 quan qu\u1ea3n l\u00fd tr\u1ef1c ti\u1ebfp \u0111\u01b0a ra c\u00e1c ch\u1ec9 d\u1ea5u quan tr\u1ecdng v\u1ec1 ho\u1ea1t \u0111\u1ed9ng c\u1ea5p t\u00edn d\u1ee5ng. Vi\u1ec7c c\u00f4ng khai nh\u1eefng t\u1ed3n t\u1ea1i, r\u1ee7i ro […]<\/p>\n","protected":false},"author":1,"featured_media":14726,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[58],"tags":[],"class_list":["post-14727","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-doanh-nghiep-va-doanh-nhan"],"_links":{"self":[{"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/posts\/14727","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/comments?post=14727"}],"version-history":[{"count":0,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/posts\/14727\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/media\/14726"}],"wp:attachment":[{"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/media?parent=14727"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/categories?post=14727"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/tags?post=14727"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}