{"id":14122,"date":"2026-05-07T10:52:20","date_gmt":"2026-05-07T03:52:20","guid":{"rendered":"https:\/\/taichinhphowall.com\/index.php\/2026\/05\/07\/stablecoin-va-swift-cuoc-bat-tay-tat-yeu-trong-he-sinh-thai-tai-chinh\/"},"modified":"2026-05-07T10:52:20","modified_gmt":"2026-05-07T03:52:20","slug":"stablecoin-va-swift-cuoc-bat-tay-tat-yeu-trong-he-sinh-thai-tai-chinh","status":"publish","type":"post","link":"https:\/\/taichinhphowall.com\/index.php\/2026\/05\/07\/stablecoin-va-swift-cuoc-bat-tay-tat-yeu-trong-he-sinh-thai-tai-chinh\/","title":{"rendered":"Stablecoin v\u00e0 SWIFT: Cu\u1ed9c b\u1eaft tay t\u1ea5t y\u1ebfu trong h\u1ec7 sinh th\u00e1i t\u00e0i ch\u00ednh"},"content":{"rendered":"<div>\n<p>Stablecoin v\u00e0 SWIFT \u0111ang d\u1ea7n \u0111\u1ecbnh h\u00ecnh l\u1ea1i c\u00e1ch th\u1ee9c v\u1eadn h\u00e0nh c\u1ee7a d\u00f2ng ch\u1ea3y t\u00e0i ch\u00ednh to\u00e0n c\u1ea7u. M\u1eb7c d\u00f9 c\u00f4ng ngh\u1ec7 blockchain v\u00e0 c\u00e1c lo\u1ea1i ti\u1ec1n \u1ed5n \u0111\u1ecbnh gi\u00e1 \u0111ang t\u1ea1o ra nh\u1eefng l\u1ed1i \u0111i t\u1eaft \u0111\u1ea7y \u1ea5n t\u01b0\u1ee3ng cho c\u00e1c giao d\u1ecbch xuy\u00ean bi\u00ean gi\u1edbi, nh\u01b0ng s\u1ef1 bi\u1ebfn m\u1ea5t ho\u00e0n to\u00e0n c\u1ee7a h\u1ea1 t\u1ea7ng truy\u1ec1n th\u1ed1ng l\u00e0 m\u1ed9t k\u1ecbch b\u1ea3n thi\u1ebfu t\u00ednh th\u1ef1c t\u1ebf. Thay v\u00e0o \u0111\u00f3, ch\u00fang ta \u0111ang ch\u1ee9ng ki\u1ebfn s\u1ef1 c\u1ed9ng h\u01b0\u1edfng, n\u01a1i s\u1ee9c m\u1ea1nh c\u1ee7a t\u1ed1c \u0111\u1ed9 k\u1ef9 thu\u1eadt s\u1ed1 g\u1eb7p g\u1ee1 s\u1ef1 \u1ed5n \u0111\u1ecbnh c\u1ee7a h\u1ec7 th\u1ed1ng thanh to\u00e1n qu\u1ed1c t\u1ebf \u0111\u00e3 t\u1ed3n t\u1ea1i h\u00e0ng th\u1eadp k\u1ef7.<\/p>\n<figure>\n  <img decoding=\"async\" src=\"https:\/\/taichinhphowall.com\/wp-content\/uploads\/2026\/05\/image-UmVtaXR0YW5jZWZpcm1zYXJl.jpg\" alt=\"Stablecoin v\u00e0 SWIFT - Ngu\u1ed3n \u1ea3nh: cointelegraph.com\" \/><figcaption><em>\u1ea2nh t\u1eeb ngu\u1ed3n: cointelegraph.com<\/em><\/figcaption><\/figure>\n<h2>B\u1ea3n ch\u1ea5t c\u1ed9ng h\u01b0\u1edfng gi\u1eefa Stablecoin v\u00e0 SWIFT<\/h2>\n<p>Th\u1ef1c t\u1ebf cho th\u1ea5y m\u1ed9t ngh\u1ecbch l\u00fd l\u00e0 trong khi nhi\u1ec1u \u0111\u01a1n v\u1ecb chuy\u1ec3n ti\u1ec1n qu\u1ed1c t\u1ebf \u0111ang r\u00e1o ri\u1ebft \u1ee9ng d\u1ee5ng t\u00e0i s\u1ea3n s\u1ed1 \u0111\u1ec3 b\u1ecf qua nh\u1eefng kh\u00e2u trung gian ch\u1eadm ch\u1ea1p, th\u00ec s\u1ef1 hi\u1ec7n di\u1ec7n c\u1ee7a SWIFT v\u1eabn l\u00e0 x\u01b0\u01a1ng s\u1ed1ng cho t\u00ednh thanh kho\u1ea3n to\u00e0n c\u1ea7u. S\u1ef1 ph\u1ed5 bi\u1ebfn c\u1ee7a c\u00e1c gi\u1ea3i ph\u00e1p phi t\u1eadp trung \u0111\u00e3 l\u00e0m d\u1ea5y l\u00ean nhi\u1ec1u tranh lu\u1eadn, \u0111\u1eb7c bi\u1ec7t l\u00e0 khi ch\u00fang ta nh\u00ecn v\u00e0o c\u00e1ch Stablecoin industry ph\u1ea3n \u0111\u1ed1i quy \u0111\u1ecbnh c\u1ea5m v\u00ed kh\u00f4ng l\u01b0u k\u00fd. Nh\u1eefng n\u1ed7 l\u1ef1c ph\u1ea3n \u0111\u1ed1i n\u00e0y kh\u00f4ng ch\u1ec9 d\u1eebng l\u1ea1i \u1edf v\u1ea5n \u0111\u1ec1 ph\u00e1p l\u00fd m\u00e0 c\u00f2n l\u00e0 cu\u1ed9c \u0111\u1ea5u tranh \u0111\u1ec3 \u0111\u1ecbnh ngh\u0129a l\u1ea1i quy\u1ec1n t\u1ef1 do trong h\u1ea1 t\u1ea7ng thanh to\u00e1n s\u1ed1. Tuy nhi\u00ean, d\u00f9 c\u00f4ng ngh\u1ec7 c\u00f3 ti\u00ean ti\u1ebfn \u0111\u1ebfn \u0111\u00e2u, h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh v\u1eabn \u0111\u00f2i h\u1ecfi m\u1ed9t l\u1edbp n\u1ec1n t\u1ea3ng mang t\u00ednh chu\u1ea9n h\u00f3a \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o t\u00ednh an to\u00e0n v\u00e0 kh\u1ea3 n\u0103ng \u0111\u1ed1i so\u00e1t.<\/p>\n<h2>T\u01b0\u01a1ng lai c\u1ee7a h\u1ea1 t\u1ea7ng t\u00e0i ch\u00ednh l\u00e0 s\u1ef1 giao thoa<\/h2>\n<p>Vi\u1ec7c s\u1eed d\u1ee5ng Stablecoin v\u00e0 SWIFT song song kh\u00f4ng ph\u1ea3i l\u00e0 s\u1ef1 th\u1ecfa hi\u1ec7p, m\u00e0 l\u00e0 m\u1ed9t b\u01b0\u1edbc ti\u1ebfn chi\u1ebfn l\u01b0\u1ee3c \u0111\u1ec3 t\u1ed1i \u01b0u h\u00f3a hi\u1ec7u qu\u1ea3 v\u1eadn h\u00e0nh. C\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh l\u1edbn, nh\u01b0 c\u00e1ch ch\u00fang ta quan s\u00e1t th\u1ea5y qua nh\u1eefng ho\u1ea1t \u0111\u1ed9ng giao d\u1ecbch ti\u1ec1n \u0111i\u1ec7n t\u1eed t\u1ea1i Morgan Stanley qua E*Trade, \u0111\u00e3 ch\u1ee9ng minh r\u1eb1ng d\u00f2ng ch\u1ea3y ti\u1ec1n t\u1ec7 kh\u00f4ng c\u00f2n b\u1ecb c\u00f4 l\u1eadp gi\u1eefa hai th\u1ebf gi\u1edbi th\u1ef1c t\u1ea1i v\u00e0 k\u1ef9 thu\u1eadt s\u1ed1. Khi c\u00e1c t\u1eadp \u0111o\u00e0n t\u00e0i ch\u00ednh l\u1edbn b\u1eaft \u0111\u1ea7u ch\u1ea5p nh\u1eadn t\u00edch h\u1ee3p c\u00f4ng ngh\u1ec7 blockchain v\u00e0o trong c\u00e1c d\u1ecbch v\u1ee5 truy\u1ec1n th\u1ed1ng, ranh gi\u1edbi gi\u1eefa h\u1ec7 th\u1ed1ng thanh to\u00e1n c\u0169 v\u00e0 m\u1edbi d\u1ea7n m\u1edd nh\u1ea1t. \u0110\u00e2y l\u00e0 l\u00fac c\u00f4ng ngh\u1ec7 kh\u00f4ng thay th\u1ebf h\u1ea1 t\u1ea7ng m\u00e0 n\u00e2ng c\u1ea5p h\u1ea1 t\u1ea7ng, bi\u1ebfn nh\u1eefng giao d\u1ecbch v\u1ed1n m\u1ea5t nhi\u1ec1u ng\u00e0y th\u00e0nh c\u00e1c l\u1ec7nh thanh to\u00e1n c\u00f3 th\u1ec3 ho\u00e0n t\u1ea5t trong th\u1eddi gian th\u1ef1c nh\u01b0ng v\u1eabn tu\u00e2n th\u1ee7 nh\u1eefng quy t\u1eafc qu\u1ea3n tr\u1ecb kh\u1eaft khe c\u1ee7a h\u1ec7 th\u1ed1ng c\u0169.<\/p>\n<h2>S\u1ee9c m\u1ea1nh c\u1ee7a c\u00f4ng ngh\u1ec7 trong b\u1ee9c tranh thanh to\u00e1n l\u1edbn<\/h2>\n<p>\u0110\u00e1ng ch\u00fa \u00fd, s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a c\u00e1c n\u1ec1n t\u1ea3ng k\u1ef9 thu\u1eadt s\u1ed1 kh\u00f4ng l\u00e0m lung lay vai tr\u00f2 c\u1ee7a nh\u1eefng \u00f4ng l\u1edbn nh\u01b0 SWIFT m\u00e0 bu\u1ed9c h\u1ecd ph\u1ea3i chuy\u1ec3n m\u00ecnh. Khi Ether t\u00edch l\u0169y 246K ETH v\u00e0 m\u1ed1c th\u1eed th\u00e1ch 2.400 USD, th\u1ecb tr\u01b0\u1eddng cho th\u1ea5y s\u1ef1 quan t\u00e2m kh\u00f4ng ch\u1ec9 d\u1eebng l\u1ea1i \u1edf \u0111\u1ea7u c\u01a1 m\u00e0 c\u00f2n l\u00e0 s\u1ef1 tin t\u01b0\u1edfng v\u00e0o kh\u1ea3 n\u0103ng l\u01b0u chuy\u1ec3n gi\u00e1 tr\u1ecb c\u1ee7a t\u00e0i s\u1ea3n s\u1ed1. S\u1ef1 coexist \u2013 t\u1ed3n t\u1ea1i song song \u2013 gi\u1eefa Stablecoin v\u00e0 SWIFT ch\u00ednh l\u00e0 minh ch\u1ee9ng cho m\u1ed9t k\u1ef7 nguy\u00ean t\u00e0i ch\u00ednh c\u1edfi m\u1edf h\u01a1n, n\u01a1i ng\u01b0\u1eddi d\u00f9ng c\u00f3 quy\u1ec1n l\u1ef1a ch\u1ecdn ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n ph\u00f9 h\u1ee3p nh\u1ea5t v\u1edbi nhu c\u1ea7u v\u1ec1 t\u1ed1c \u0111\u1ed9, chi ph\u00ed v\u00e0 m\u1ee9c \u0111\u1ed9 b\u1ea3o m\u1eadt. Thay v\u00ec lo\u1ea1i b\u1ecf l\u1eabn nhau, c\u1ea3 hai \u0111ang t\u1ea1o ra nh\u1eefng l\u1edbp b\u1ea3o v\u1ec7 v\u00e0 lu\u00e2n chuy\u1ec3n v\u1ed1n hi\u1ec7u qu\u1ea3 h\u01a1n, \u0111\u1ea3m b\u1ea3o r\u1eb1ng d\u00f2ng ti\u1ec1n kh\u00f4ng bao gi\u1edd b\u1ecb t\u1eafc ngh\u1ebdn trong m\u1ed9t c\u1ea5u tr\u00fac l\u1ed7i th\u1eddi.<\/p>\n<p><em>B\u00e0i vi\u1ebft \u0111\u00e3 \u0111\u01b0\u1ee3c bi\u00ean t\u1eadp l\u1ea1i t\u1eeb ngu\u1ed3n: cointelegraph.com<\/em><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Stablecoin v\u00e0 SWIFT \u0111ang d\u1ea7n \u0111\u1ecbnh h\u00ecnh l\u1ea1i c\u00e1ch th\u1ee9c v\u1eadn h\u00e0nh c\u1ee7a d\u00f2ng ch\u1ea3y t\u00e0i ch\u00ednh to\u00e0n c\u1ea7u. M\u1eb7c d\u00f9 c\u00f4ng ngh\u1ec7 blockchain v\u00e0 c\u00e1c lo\u1ea1i ti\u1ec1n \u1ed5n \u0111\u1ecbnh gi\u00e1 \u0111ang t\u1ea1o ra nh\u1eefng l\u1ed1i \u0111i t\u1eaft \u0111\u1ea7y \u1ea5n t\u01b0\u1ee3ng cho c\u00e1c giao d\u1ecbch xuy\u00ean bi\u00ean gi\u1edbi, nh\u01b0ng s\u1ef1 bi\u1ebfn m\u1ea5t ho\u00e0n to\u00e0n c\u1ee7a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":14120,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[51],"tags":[],"class_list":["post-14122","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-crypto-va-web3"],"_links":{"self":[{"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/posts\/14122","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/comments?post=14122"}],"version-history":[{"count":0,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/posts\/14122\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/media\/14120"}],"wp:attachment":[{"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/media?parent=14122"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/categories?post=14122"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/tags?post=14122"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}