{"id":14095,"date":"2026-05-07T10:50:15","date_gmt":"2026-05-07T03:50:15","guid":{"rendered":"https:\/\/taichinhphowall.com\/index.php\/2026\/05\/07\/tuan-thu-mica-kucoin-eu-xay-dung-he-thong-aml-chuan-ngan-hang\/"},"modified":"2026-05-07T10:50:15","modified_gmt":"2026-05-07T03:50:15","slug":"tuan-thu-mica-kucoin-eu-xay-dung-he-thong-aml-chuan-ngan-hang","status":"publish","type":"post","link":"https:\/\/taichinhphowall.com\/index.php\/2026\/05\/07\/tuan-thu-mica-kucoin-eu-xay-dung-he-thong-aml-chuan-ngan-hang\/","title":{"rendered":"Tu\u00e2n th\u1ee7 MiCA: KuCoin EU x\u00e2y d\u1ef1ng h\u1ec7 th\u1ed1ng AML chu\u1ea9n ng\u00e2n h\u00e0ng"},"content":{"rendered":"
\n

Vi\u1ec7c \u00e1p d\u1ee5ng \u0111\u1ea7y \u0111\u1ee7 quy \u0111\u1ecbnh Markets in Crypto-Assets (MiCA) v\u00e0o ng\u00e0y 1 th\u00e1ng 7 t\u1edbi \u0111\u00e2y \u0111ang t\u1ea1o ra m\u1ed9t b\u1ed9 l\u1ecdc kh\u1eafc nghi\u1ec7t cho c\u00e1c nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 t\u00e0i s\u1ea3n m\u00e3 h\u00f3a t\u1ea1i ch\u00e2u \u00c2u. Tr\u01b0\u1edbc b\u1ed1i c\u1ea3nh n\u00e0y, KuCoin EU \u0111\u00e3 quy\u1ebft \u0111\u1ecbnh th\u1ef1c hi\u1ec7n m\u1ed9t b\u01b0\u1edbc \u0111i mang t\u00ednh chi\u1ebfn l\u01b0\u1ee3c: x\u00e2y d\u1ef1ng m\u1ed9t “c\u1ed7 m\u00e1y” ph\u00f2ng ch\u1ed1ng r\u1eeda ti\u1ec1n (AML) v\u1edbi ti\u00eau chu\u1ea9n kh\u1eaft khe t\u01b0\u01a1ng \u0111\u01b0\u01a1ng h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh truy\u1ec1n th\u1ed1ng. \u0110\u00e2y kh\u00f4ng ch\u1ec9 l\u00e0 s\u1ef1 chu\u1ea9n b\u1ecb \u0111\u01a1n thu\u1ea7n, m\u00e0 c\u00f2n l\u00e0 n\u1ed7 l\u1ef1c \u0111\u1ec3 c\u1ee7ng c\u1ed1 v\u1ecb th\u1ebf trong m\u1ed9t h\u1ec7 sinh th\u00e1i s\u1ed1 \u0111ang ng\u00e0y c\u00e0ng \u0111\u00f2i h\u1ecfi cao h\u01a1n v\u1ec1 t\u00ednh minh b\u1ea1ch v\u00e0 s\u1ef1 an to\u00e0n.<\/p>\n

\n \"Tu\u00e2n
\u1ea2nh t\u1eeb ngu\u1ed3n: thefintechtimes.com<\/em><\/figcaption><\/figure>\n

MiCA v\u00e0 \u00e1p l\u1ef1c tu\u00e2n th\u1ee7 c\u1ea5p \u0111\u1ed9 cao<\/h2>\n

D\u01b0\u1edbi khung ph\u00e1p l\u00fd MiCA, c\u00e1i gi\u00e1 c\u1ee7a s\u1ef1 l\u01a1 l\u00e0 trong tu\u00e2n th\u1ee7 l\u00e0 c\u1ef1c k\u1ef3 l\u1edbn. C\u00e1c s\u00e0n giao d\u1ecbch kh\u00f4ng ch\u1ec9 \u0111\u1ed1i m\u1eb7t v\u1edbi nguy c\u01a1 b\u1ecb \u0111\u00ecnh ch\u1ec9 gi\u1ea5y ph\u00e9p ho\u1ea1t \u0111\u1ed9ng m\u00e0 c\u00f2n c\u00f3 th\u1ec3 ch\u1ecbu m\u1ee9c ph\u1ea1t l\u00ean t\u1edbi 5% doanh thu to\u00e0n c\u1ea7u, th\u1eadm ch\u00ed l\u00e0 tr\u00e1ch nhi\u1ec7m h\u00ecnh s\u1ef1 \u0111\u1ed1i v\u1edbi \u0111\u1ed9i ng\u0169 qu\u1ea3n l\u00fd. Trong m\u1ed9t m\u00f4i tr\u01b0\u1eddng m\u00e0 c\u00e1c ranh gi\u1edbi gi\u1eefa t\u00e0i ch\u00ednh s\u1ed1 v\u00e0 truy\u1ec1n th\u1ed1ng ng\u00e0y c\u00e0ng x\u00f3a nh\u00f2a, vi\u1ec7c x\u00e2y d\u1ef1ng m\u1ed9t h\u1ec7 th\u1ed1ng AML chu\u1ea9n ng\u00e2n h\u00e0ng tr\u1edf th\u00e0nh “t\u1ea5m khi\u00ean” s\u1ed1ng c\u00f2n \u0111\u1ec3 t\u1ed3n t\u1ea1i v\u00e0 ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng d\u01b0\u1edbi s\u1ef1 gi\u00e1m s\u00e1t ch\u1eb7t ch\u1ebd c\u1ee7a c\u00e1c c\u01a1 quan qu\u1ea3n l\u00fd ch\u00e2u \u00c2u.<\/p>\n

\u0110\u1ed9i ng\u0169 nh\u00e2n s\u1ef1 mang t\u01b0 duy t\u1eeb c\u00e1c ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng<\/h2>\n

\u0110\u1ec3 v\u1eadn h\u00e0nh c\u1ed7 m\u00e1y tu\u00e2n th\u1ee7 n\u00e0y, KuCoin EU \u0111\u00e3 chi\u00eau m\u1ed9 nh\u1eefng “c\u00e1nh chim \u0111\u1ea7u \u0111\u00e0n” d\u00e0y d\u1ea1n kinh nghi\u1ec7m. Vi\u1ec7c b\u1ed5 nhi\u1ec7m C. Kleinhans v\u00e0o v\u1ecb tr\u00ed Anti-Money Laundering Officer (AMLO) l\u00e0 m\u1ed9t minh ch\u1ee9ng r\u00f5 n\u00e9t. V\u1edbi b\u1ec1 d\u00e0y kinh nghi\u1ec7m thi\u1ebft l\u1eadp khung tu\u00e2n th\u1ee7 t\u1eeb con s\u1ed1 kh\u00f4ng t\u1ea1i ICBC Austria Bank GmbH, c\u00f9ng qu\u00e1 tr\u00ecnh l\u00e0m vi\u1ec7c t\u1ea1i Banco do Brasil AG v\u00e0 Raiffeisenlandesbank, Kleinhans mang theo DNA c\u1ee7a m\u1ed9t chuy\u00ean gia t\u00e0i ch\u00ednh truy\u1ec1n th\u1ed1ng v\u00e0o th\u1ebf gi\u1edbi t\u00e0i s\u1ea3n s\u1ed1. S\u1ef1 chuy\u1ec3n d\u1ecbch n\u00e0y t\u01b0\u01a1ng t\u1ef1 nh\u01b0 c\u00e1ch c\u00e1c n\u1ec1n t\u1ea3ng \u0111ang t\u00edch h\u1ee3p s\u00e2u h\u01a1n v\u00e0o h\u1ec7 sinh th\u00e1i t\u00e0i ch\u00ednh ch\u00ednh th\u1ed1ng, n\u01a1i m\u00e0 s\u1ef1 tin c\u1eady \u0111\u01b0\u1ee3c x\u00e2y d\u1ef1ng t\u1eeb quy tr\u00ecnh v\u00e0 qu\u1ea3n tr\u1ecb r\u1ee7i ro.<\/p>\n

D\u1ea5u \u1ea5n t\u1eeb nh\u1eefng c\u1ef1u quan ch\u1ee9c qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh<\/h2>\n

B\u00ean c\u1ea1nh \u0111\u00f3, vi\u1ec7c b\u1ed5 nhi\u1ec7m hai ph\u00f3 gi\u00e1m \u0111\u1ed1c AML (DAMLO) t\u1eeb Compliance Networks l\u00e0 m\u1ed9t n\u01b0\u1edbc c\u1edd tinh t\u1ebf. C\u1ea3 \u00f4ng Klinger v\u00e0 \u00f4ng Tr\u00e4xler \u0111\u1ec1u c\u00f3 l\u00fd l\u1ecbch \u0111\u00e1ng n\u1ec3, t\u1eebng l\u00e0 nh\u1eefng ng\u01b0\u1eddi tr\u1ef1c ti\u1ebfp so\u1ea1n th\u1ea3o v\u00e0 gi\u00e1m s\u00e1t c\u00e1c quy \u0111\u1ecbnh t\u00e0i ch\u00ednh t\u1ea1i C\u01a1 quan Th\u1ecb tr\u01b0\u1eddng T\u00e0i ch\u00ednh \u00c1o (FMA). \u0110\u1eb7c bi\u1ec7t, \u00f4ng Klinger v\u1edbi kinh nghi\u1ec7m \u0111i\u1ec1u h\u00e0nh ph\u00e1p ch\u1ebf t\u1ea1i Ng\u00e2n h\u00e0ng Trung \u01b0\u01a1ng \u00c1o \u0111\u00e3 mang l\u1ea1i chi\u1ec1u s\u00e2u v\u1ec1 qu\u1ea3n tr\u1ecb r\u1ee7i ro v\u00e0 gi\u00e1m s\u00e1t tr\u1eebng ph\u1ea1t t\u00e0i ch\u00ednh. \u0110\u00e2y ch\u00ednh l\u00e0 m\u1ea3nh gh\u00e9p quan tr\u1ecdng \u0111\u1ec3 KuCoin EU chuy\u1ec3n m\u00ecnh t\u1eeb m\u1ed9t n\u1ec1n t\u1ea3ng giao d\u1ecbch thu\u1ea7n t\u00fay th\u00e0nh m\u1ed9t t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh \u0111\u01b0\u1ee3c \u0111\u1ecbnh danh d\u01b0\u1edbi g\u00f3c \u0111\u1ed9 qu\u1ea3n l\u00fd.<\/p>\n

T\u1ea7m nh\u00ecn chi\u1ebfn l\u01b0\u1ee3c trong h\u1ec7 sinh th\u00e1i s\u1ed1<\/h2>\n

Sabina Liu, Gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh c\u1ee7a KuCoin EU, kh\u1eb3ng \u0111\u1ecbnh r\u1eb1ng compliance kh\u00f4ng ch\u1ec9 l\u00e0 ngh\u0129a v\u1ee5 m\u00e0 l\u00e0 “n\u1ec1n t\u1ea3ng v\u1eadn h\u00e0nh” c\u1ee7a m\u1ecdi ho\u1ea1t \u0111\u1ed9ng. S\u1ef1 k\u1ebft h\u1ee3p gi\u1eefa ti\u00eau chu\u1ea9n quy \u0111\u1ecbnh kh\u1eaft khe v\u00e0 tr\u1ea3i nghi\u1ec7m ng\u01b0\u1eddi d\u00f9ng \u0111\u1ecba ph\u01b0\u01a1ng l\u00e0 m\u1ee5c ti\u00eau c\u1ed1t l\u00f5i m\u00e0 c\u00f4ng ty h\u01b0\u1edbng t\u1edbi. Khi c\u00e1c n\u1ec1n t\u1ea3ng giao d\u1ecbch d\u1ea7n \u0111\u1ecbnh h\u00ecnh l\u1ea1i c\u1ea5u tr\u00fac qu\u1ea3n tr\u1ecb, ng\u01b0\u1eddi d\u00f9ng c\u0169ng s\u1ebd ch\u1ee9ng ki\u1ebfn nh\u1eefng b\u01b0\u1edbc ti\u1ebfn t\u01b0\u01a1ng t\u1ef1 trong c\u00e1c l\u0129nh v\u1ef1c kh\u00e1c, nh\u01b0 c\u00e1ch m\u00e0 Digital Asset Allocator \u0111ang thay \u0111\u1ed5i c\u00e1ch ch\u00fang ta qu\u1ea3n tr\u1ecb danh m\u1ee5c \u0111\u1ea7u t\u01b0 hay s\u1ef1 minh b\u1ea1ch ng\u00e0y c\u00e0ng t\u0103ng trong vi\u1ec7c token h\u00f3a c\u00e1c s\u1ea3n ph\u1ea9m t\u00e0i ch\u00ednh ph\u1ee9c t\u1ea1p.<\/p>\n

Hi\u1ec7n t\u1ea1i, KuCoin EU \u0111\u00e3 \u0111\u01b0\u1ee3c FMA \u00c1o \u1ee7y quy\u1ec1n l\u00e0 Nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 t\u00e0i s\u1ea3n ti\u1ec1n m\u00e3 h\u00f3a (CASP), cung c\u1ea5p c\u00e1c d\u1ecbch v\u1ee5 t\u1eeb l\u01b0u k\u00fd \u0111\u1ebfn trao \u0111\u1ed5i fiat-crypto tr\u00ean to\u00e0n b\u1ed9 Khu v\u1ef1c Kinh t\u1ebf Ch\u00e2u \u00c2u. Vi\u1ec7c \u0111\u1ea7u t\u01b0 v\u00e0o m\u1ed9t h\u1ec7 th\u1ed1ng tu\u00e2n th\u1ee7 m\u1ea1nh m\u1ebd kh\u00f4ng ch\u1ec9 l\u00e0 h\u00e0nh \u0111\u1ed9ng \u0111\u00e1p \u1ee9ng th\u1eddi h\u1ea1n MiCA, m\u00e0 c\u00f2n l\u00e0 cam k\u1ebft x\u00e2y d\u1ef1ng m\u1ed9t b\u1ebfn \u0111\u1ed7 an to\u00e0n, b\u1ec1n v\u1eefng cho nh\u1eefng nh\u00e0 \u0111\u1ea7u t\u01b0 trong k\u1ef7 nguy\u00ean s\u1ed1.<\/p>\n

B\u00e0i vi\u1ebft \u0111\u00e3 \u0111\u01b0\u1ee3c bi\u00ean t\u1eadp l\u1ea1i t\u1eeb ngu\u1ed3n: thefintechtimes.com<\/em><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Vi\u1ec7c \u00e1p d\u1ee5ng \u0111\u1ea7y \u0111\u1ee7 quy \u0111\u1ecbnh Markets in Crypto-Assets (MiCA) v\u00e0o ng\u00e0y 1 th\u00e1ng 7 t\u1edbi \u0111\u00e2y \u0111ang t\u1ea1o ra m\u1ed9t b\u1ed9 l\u1ecdc kh\u1eafc nghi\u1ec7t cho c\u00e1c nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 t\u00e0i s\u1ea3n m\u00e3 h\u00f3a t\u1ea1i ch\u00e2u \u00c2u. Tr\u01b0\u1edbc b\u1ed1i c\u1ea3nh n\u00e0y, KuCoin EU \u0111\u00e3 quy\u1ebft \u0111\u1ecbnh th\u1ef1c hi\u1ec7n m\u1ed9t b\u01b0\u1edbc \u0111i mang […]<\/p>\n","protected":false},"author":1,"featured_media":14093,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[63],"tags":[],"class_list":["post-14095","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cong-nghe-tai-chinh-va-doi-moi"],"_links":{"self":[{"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/posts\/14095","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/comments?post=14095"}],"version-history":[{"count":0,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/posts\/14095\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/media\/14093"}],"wp:attachment":[{"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/media?parent=14095"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/categories?post=14095"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/tags?post=14095"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}