{"id":13172,"date":"2026-05-04T23:55:40","date_gmt":"2026-05-04T16:55:40","guid":{"rendered":"https:\/\/taichinhphowall.com\/index.php\/2026\/05\/04\/stablecoin-mo-rong-thanh-toan-xuyen-bien-gioi-moneygram-va-stellar-dinh-nghia-lai-tuong-lai-tai-chinh\/"},"modified":"2026-05-04T23:55:40","modified_gmt":"2026-05-04T16:55:40","slug":"stablecoin-mo-rong-thanh-toan-xuyen-bien-gioi-moneygram-va-stellar-dinh-nghia-lai-tuong-lai-tai-chinh","status":"publish","type":"post","link":"https:\/\/taichinhphowall.com\/index.php\/2026\/05\/04\/stablecoin-mo-rong-thanh-toan-xuyen-bien-gioi-moneygram-va-stellar-dinh-nghia-lai-tuong-lai-tai-chinh\/","title":{"rendered":"Stablecoin m\u1edf r\u1ed9ng thanh to\u00e1n xuy\u00ean bi\u00ean gi\u1edbi: MoneyGram v\u00e0 Stellar \u0111\u1ecbnh ngh\u0129a l\u1ea1i t\u01b0\u01a1ng lai t\u00e0i ch\u00ednh"},"content":{"rendered":"
\n

Stablecoin m\u1edf r\u1ed9ng thanh to\u00e1n xuy\u00ean bi\u00ean gi\u1edbi \u0111ang tr\u1edf th\u00e0nh m\u1ed9t trong nh\u1eefng c\u1ed9t m\u1ed1c quan tr\u1ecdng nh\u1ea5t trong h\u00e0nh tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i s\u1ed1 c\u1ee7a h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh to\u00e0n c\u1ea7u. Sau 5 n\u0103m h\u1ee3p t\u00e1c b\u1ec1n b\u1ec9, MoneyGram v\u00e0 Stellar v\u1eeba ch\u00ednh th\u1ee9c c\u00f4ng b\u1ed1 b\u01b0\u1edbc ti\u1ebfn l\u1edbn trong vi\u1ec7c \u0111\u01b0a c\u00e1c gi\u1ea3i ph\u00e1p t\u00e0i s\u1ea3n k\u1ef9 thu\u1eadt s\u1ed1 v\u00e0o s\u00e2u r\u1ed9ng t\u1ea1i th\u1ecb tr\u01b0\u1eddng M\u1ef9 Latinh (LATAM). S\u1ef1 k\u1ebft h\u1ee3p gi\u1eefa h\u1ea1 t\u1ea7ng thanh to\u00e1n truy\u1ec1n th\u1ed1ng quy m\u00f4 to\u00e0n c\u1ea7u v\u00e0 t\u00ednh \u01b0u vi\u1ec7t c\u1ee7a c\u00f4ng ngh\u1ec7 blockchain \u0111ang t\u1ea1o ra m\u1ed9t h\u1ec7 sinh th\u00e1i thanh to\u00e1n m\u1edbi, n\u01a1i ranh gi\u1edbi gi\u1eefa ti\u1ec1n m\u1eb7t v\u00e0 t\u00e0i s\u1ea3n s\u1ed1 d\u1ea7n b\u1ecb x\u00f3a nh\u00f2a.<\/p>\n

\n \"Stablecoin
\u1ea2nh t\u1eeb ngu\u1ed3n: thefintechtimes.com<\/em><\/figcaption><\/figure>\n

H\u1ee3p nh\u1ea5t h\u1ea1 t\u1ea7ng truy\u1ec1n th\u1ed1ng v\u00e0 c\u00f4ng ngh\u1ec7 s\u1ed5 c\u00e1i ph\u00e2n t\u00e1n<\/h2>\n

Vi\u1ec7c Stablecoin m\u1edf r\u1ed9ng thanh to\u00e1n xuy\u00ean bi\u00ean gi\u1edbi t\u1ea1i khu v\u1ef1c LATAM, \u0111\u1eb7c bi\u1ec7t l\u00e0 t\u1ea1i El Salvador, kh\u00f4ng \u0111\u01a1n thu\u1ea7n l\u00e0 s\u1ef1 gia t\u0103ng v\u1ec1 m\u1eb7t \u0111\u1ecba l\u00fd. \u0110\u00e2y l\u00e0 k\u1ebft qu\u1ea3 c\u1ee7a m\u1ed9t chi\u1ebfn l\u01b0\u1ee3c t\u00edch h\u1ee3p b\u00e0i b\u1ea3n, n\u01a1i m\u1ea1ng l\u01b0\u1edbi h\u01a1n 500.000 \u0111i\u1ec3m giao d\u1ecbch v\u1eadt l\u00fd c\u1ee7a MoneyGram \u0111\u01b0\u1ee3c “k\u00edch ho\u1ea1t” b\u1edfi s\u1ee9c m\u1ea1nh t\u1eeb h\u1ec7 sinh th\u00e1i Stellar. Vi\u1ec7c k\u1ebft n\u1ed1i h\u1ea1 t\u1ea7ng t\u00e0i ch\u00ednh v\u1ed1n c\u00f3 v\u1edbi blockchain cho ph\u00e9p h\u00e0ng tri\u1ec7u ng\u01b0\u1eddi d\u00f9ng ti\u1ebfp c\u1eadn tr\u1ef1c ti\u1ebfp v\u1edbi c\u00e1c gi\u1ea3i ph\u00e1p t\u00e0i s\u1ea3n k\u1ef9 thu\u1eadt s\u1ed1 m\u00e0 kh\u00f4ng c\u1ea7n th\u00f4ng qua nh\u1eefng quy tr\u00ecnh trung gian c\u1ed3ng k\u1ec1nh.<\/p>\n

Nh\u00ecn v\u00e0o b\u1ed1i c\u1ea3nh c\u00f4ng ngh\u1ec7 t\u00e0i ch\u00ednh hi\u1ec7n nay, ch\u00fang ta th\u1ea5y r\u00f5 s\u1ef1 t\u01b0\u01a1ng \u0111\u1ed3ng trong c\u00e1ch c\u00e1c doanh nghi\u1ec7p \u0111ang n\u1ed7 l\u1ef1c t\u1ed1i \u01b0u h\u00f3a quy tr\u00ecnh. T\u01b0\u01a1ng t\u1ef1 nh\u01b0 c\u00e1ch c\u00f4ng ngh\u1ec7 th\u1ebf ch\u1ea5p AI v\u00e0 cu\u1ed9c chi\u1ebfn minh b\u1ea1ch d\u1eef li\u1ec7u t\u1eeb Mortgage Brain \u0111ang thay \u0111\u1ed5i c\u00e1ch th\u1ee9c v\u1eadn h\u00e0nh c\u1ee7a ng\u00e0nh cho vay, th\u00ec s\u1ef1 h\u1ee3p t\u00e1c gi\u1eefa MoneyGram v\u00e0 Stellar c\u0169ng \u0111ang thi\u1ebft l\u1eadp nh\u1eefng chu\u1ea9n m\u1ef1c m\u1edbi v\u1ec1 s\u1ef1 minh b\u1ea1ch v\u00e0 t\u1ed1c \u0111\u1ed9 trong ng\u00e0nh chuy\u1ec3n ti\u1ec1n qu\u1ed1c t\u1ebf. Th\u1ef1c t\u1ebf cho th\u1ea5y m\u1ed9t ngh\u1ecbch l\u00fd l\u00e0 trong khi ng\u01b0\u1eddi d\u00f9ng ng\u00e0y c\u00e0ng k\u1ef3 v\u1ecdng v\u00e0o s\u1ef1 ti\u1ec7n l\u1ee3i t\u1ee9c th\u00ec, th\u00ec c\u00e1c h\u1ec7 th\u1ed1ng c\u0169 l\u1ea1i th\u01b0\u1eddng xuy\u00ean b\u1ecb ngh\u1ebdn b\u1edfi c\u00e1c quy t\u1eafc l\u1ea1c h\u1eadu. \u0110\u00e2y ch\u00ednh l\u00e0 l\u00fac Stablecoin \u0111\u00f3ng vai tr\u00f2 nh\u01b0 m\u1ed9t ch\u1ea5t x\u00fac t\u00e1c gi\u1ea3i ph\u00f3ng d\u00f2ng v\u1ed1n.<\/p>\n

Quy\u1ec1n t\u1ef1 ch\u1ee7 t\u00e0i ch\u00ednh trong k\u1ef7 nguy\u00ean s\u1ed1<\/h2>\n

Stablecoin m\u1edf r\u1ed9ng thanh to\u00e1n xuy\u00ean bi\u00ean gi\u1edbi mang l\u1ea1i cho ng\u01b0\u1eddi d\u00f9ng kh\u1ea3 n\u0103ng t\u00f9y bi\u1ebfn cao \u0111\u1ed9 trong vi\u1ec7c qu\u1ea3n l\u00fd t\u00e0i s\u1ea3n. Khi ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng nh\u1eadn ti\u1ec1n, h\u1ecd kh\u00f4ng c\u00f2n b\u1ecb b\u00f3 bu\u1ed9c v\u00e0o c\u00e1c quy tr\u00ecnh quy \u0111\u1ed5i c\u1ee9ng nh\u1eafc. Thay v\u00e0o \u0111\u00f3, h\u1ecd c\u00f3 quy\u1ec1n ch\u1ecdn l\u1ef1a gi\u1eefa vi\u1ec7c n\u1eafm gi\u1eef t\u00e0i s\u1ea3n d\u01b0\u1edbi d\u1ea1ng stablecoin, chi ti\u00eau tr\u1ef1c ti\u1ebfp ho\u1eb7c r\u00fat ti\u1ec1n m\u1eb7t theo nhu c\u1ea7u c\u00e1 nh\u00e2n. S\u1ef1 linh ho\u1ea1t n\u00e0y ch\u00ednh l\u00e0 ch\u00eca kh\u00f3a \u0111\u1ec3 th\u00fac \u0111\u1ea9y t\u00e0i ch\u00ednh to\u00e0n di\u1ec7n, gi\u00fap nh\u1eefng ng\u01b0\u1eddi v\u1ed1n \u00edt c\u00f3 c\u01a1 h\u1ed9i ti\u1ebfp c\u1eadn ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng c\u00f3 th\u1ec3 b\u01b0\u1edbc v\u00e0o th\u1ebf gi\u1edbi t\u00e0i ch\u00ednh hi\u1ec7n \u0111\u1ea1i m\u1ed9t c\u00e1ch ch\u1ee7 \u0111\u1ed9ng.<\/p>\n

Vi\u1ec7c tri\u1ec3n khai n\u00e0y c\u0169ng g\u1ee3i nh\u1eafc ch\u00fang ta v\u1ec1 t\u1ea7m quan tr\u1ecdng c\u1ee7a vi\u1ec7c x\u00e2y d\u1ef1ng c\u00e1c n\u1ec1n t\u1ea3ng c\u00f3 \u0111\u1ed9 s\u1eb5n s\u00e0ng cao. C\u0169ng gi\u1ed1ng nh\u01b0 vi\u1ec7c tu\u00e2n th\u1ee7 AI trong t\u00e0i ch\u00ednh khi Azakaw \u0111\u1ecbnh h\u00ecnh ti\u00eau chu\u1ea9n Always-On t\u1ea1i UAE, c\u00e1c m\u00f4 h\u00ecnh thanh to\u00e1n m\u1edbi nh\u01b0 c\u1ee7a MoneyGram v\u00e0 Stellar \u0111\u00f2i h\u1ecfi m\u1ed9t n\u1ec1n t\u1ea3ng v\u1eadn h\u00e0nh b\u1ec1n b\u1ec9, s\u1eb5n s\u00e0ng 24\/7 \u0111\u1ec3 ph\u1ee5c v\u1ee5 nhu c\u1ea7u lu\u00e2n chuy\u1ec3n v\u1ed1n li\u00ean t\u1ee5c tr\u00ean to\u00e0n c\u1ea7u. M\u1ecdi m\u1eaft x\u00edch trong h\u1ec7 sinh th\u00e1i n\u00e0y \u0111\u1ec1u ph\u1ea3i h\u01b0\u1edbng t\u1edbi tr\u1ea3i nghi\u1ec7m li\u1ec1n m\u1ea1ch, n\u01a1i s\u1ef1 ph\u1ee9c t\u1ea1p c\u1ee7a c\u00f4ng ngh\u1ec7 blockchain \u0111\u01b0\u1ee3c \u1ea9n \u0111i sau giao di\u1ec7n ng\u01b0\u1eddi d\u00f9ng \u0111\u01a1n gi\u1ea3n.<\/p>\n

Lan t\u1ecfa t\u1ea7m \u1ea3nh h\u01b0\u1edfng th\u00f4ng qua m\u1ea1ng l\u01b0\u1edbi to\u00e0n c\u1ea7u<\/h2>\n

M\u1ea1ng l\u01b0\u1edbi r\u1ed9ng kh\u1eafp c\u1ee7a MoneyGram tr\u1ea3i d\u00e0i tr\u00ean 200 qu\u1ed1c gia v\u00e0 v\u00f9ng l\u00e3nh th\u1ed5 \u0111\u00f3ng vai tr\u00f2 nh\u01b0 m\u1ed9t “xa l\u1ed9” huy\u1ebft m\u1ea1ch cho s\u1ef1 lan t\u1ecfa c\u1ee7a stablecoin. \u0110\u00e1ng ch\u00fa \u00fd l\u00e0 khi c\u00e1c gi\u1ea3i ph\u00e1p k\u1ef9 thu\u1eadt s\u1ed1 \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng tr\u00ean quy m\u00f4 l\u1edbn nh\u01b0 v\u1eady, ch\u00fang kh\u00f4ng ch\u1ec9 l\u00e0m thay \u0111\u1ed5i c\u00e1ch th\u1ee9c m\u1ed9t c\u00e1 nh\u00e2n g\u1eedi ti\u1ec1n, m\u00e0 c\u00f2n t\u1ea1o ra hi\u1ec7u \u1ee9ng lan t\u1ecfa \u0111\u1ebfn to\u00e0n b\u1ed9 c\u1ea5u tr\u00fac kinh t\u1ebf c\u1ee7a khu v\u1ef1c \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3. Vi\u1ec7c Stablecoin m\u1edf r\u1ed9ng thanh to\u00e1n xuy\u00ean bi\u00ean gi\u1edbi kh\u1eb3ng \u0111\u1ecbnh r\u1eb1ng blockchain kh\u00f4ng c\u00f2n l\u00e0 cu\u1ed9c ch\u01a1i c\u1ee7a nh\u1eefng c\u00f4ng ty kh\u1edfi nghi\u1ec7p \u0111\u01a1n l\u1ebb, m\u00e0 \u0111\u00e3 tr\u1edf th\u00e0nh c\u00f4ng c\u1ee5 \u0111\u1eafc l\u1ef1c c\u1ee7a nh\u1eefng “\u00f4ng l\u1edbn” trong l\u0129nh v\u1ef1c h\u1ea1 t\u1ea7ng t\u00e0i ch\u00ednh.<\/p>\n

Trong t\u01b0\u01a1ng lai, s\u1ef1 ph\u1ed1i h\u1ee3p gi\u1eefa c\u00e1c \u0111\u01a1n v\u1ecb chuy\u1ec3n ti\u1ec1n truy\u1ec1n th\u1ed1ng v\u00e0 c\u00e1c giao th\u1ee9c blockchain s\u1ebd ti\u1ebfp t\u1ee5c l\u00e0 ti\u00eau chu\u1ea9n v\u00e0ng. Khi m\u1ea1ng l\u01b0\u1edbi logistics to\u00e0n c\u1ea7u c\u1ee7a Amazon ch\u00ednh th\u1ee9c m\u1edf c\u1eeda cho m\u1ecdi doanh nghi\u1ec7p, ch\u00fang ta c\u00f3 th\u1ec3 th\u1ea5y m\u1ed9t s\u1ef1 t\u01b0\u01a1ng \u0111\u1ed3ng trong c\u00e1ch ti\u1ebfp c\u1eadn: \u0111\u00f3 l\u00e0 vi\u1ec7c bi\u1ebfn c\u00e1c h\u1ea1 t\u1ea7ng quy m\u00f4 kh\u1ee7ng tr\u1edf th\u00e0nh nh\u1eefng c\u00f4ng c\u1ee5 m\u1edf cho ph\u00e9p m\u1ecdi ng\u01b0\u1eddi tham gia. V\u1edbi MoneyGram v\u00e0 Stellar, t\u1ea7m nh\u00ecn v\u1ec1 m\u1ed9t m\u1ea1ng l\u01b0\u1edbi thanh to\u00e1n to\u00e0n c\u1ea7u, n\u01a1i t\u00e0i s\u1ea3n di chuy\u1ec3n nhanh nh\u01b0 m\u1ed9t tin nh\u1eafn, \u0111ang d\u1ea7n tr\u1edf th\u00e0nh hi\u1ec7n th\u1ef1c hi\u1ec7n h\u1eefu ngay trong \u0111\u1eddi s\u1ed1ng t\u00e0i ch\u00ednh h\u1eb1ng ng\u00e0y c\u1ee7a h\u00e0ng tri\u1ec7u kh\u00e1ch h\u00e0ng t\u1ea1i M\u1ef9 Latinh.<\/p>\n

B\u00e0i vi\u1ebft \u0111\u00e3 \u0111\u01b0\u1ee3c bi\u00ean t\u1eadp l\u1ea1i t\u1eeb ngu\u1ed3n: thefintechtimes.com<\/em><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Stablecoin m\u1edf r\u1ed9ng thanh to\u00e1n xuy\u00ean bi\u00ean gi\u1edbi \u0111ang tr\u1edf th\u00e0nh m\u1ed9t trong nh\u1eefng c\u1ed9t m\u1ed1c quan tr\u1ecdng nh\u1ea5t trong h\u00e0nh tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i s\u1ed1 c\u1ee7a h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh to\u00e0n c\u1ea7u. Sau 5 n\u0103m h\u1ee3p t\u00e1c b\u1ec1n b\u1ec9, MoneyGram v\u00e0 Stellar v\u1eeba ch\u00ednh th\u1ee9c c\u00f4ng b\u1ed1 b\u01b0\u1edbc ti\u1ebfn l\u1edbn trong vi\u1ec7c \u0111\u01b0a c\u00e1c gi\u1ea3i […]<\/p>\n","protected":false},"author":1,"featured_media":13170,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[63],"tags":[],"class_list":["post-13172","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cong-nghe-tai-chinh-va-doi-moi"],"_links":{"self":[{"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/posts\/13172","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/comments?post=13172"}],"version-history":[{"count":0,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/posts\/13172\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/media\/13170"}],"wp:attachment":[{"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/media?parent=13172"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/categories?post=13172"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/tags?post=13172"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}