{"id":12745,"date":"2026-05-04T01:38:30","date_gmt":"2026-05-03T18:38:30","guid":{"rendered":"https:\/\/taichinhphowall.com\/index.php\/2026\/05\/04\/giam-ap-luc-lai-vay-chien-luoc-giu-khach-cua-doanh-nghiep-bat-dong-san\/"},"modified":"2026-05-04T01:38:30","modified_gmt":"2026-05-03T18:38:30","slug":"giam-ap-luc-lai-vay-chien-luoc-giu-khach-cua-doanh-nghiep-bat-dong-san","status":"publish","type":"post","link":"https:\/\/taichinhphowall.com\/index.php\/2026\/05\/04\/giam-ap-luc-lai-vay-chien-luoc-giu-khach-cua-doanh-nghiep-bat-dong-san\/","title":{"rendered":"Gi\u1ea3m \u00e1p l\u1ef1c l\u00e3i vay: Chi\u1ebfn l\u01b0\u1ee3c gi\u1eef kh\u00e1ch c\u1ee7a doanh nghi\u1ec7p b\u1ea5t \u0111\u1ed9ng s\u1ea3n"},"content":{"rendered":"
\n

Gi\u1ea3m \u00e1p l\u1ef1c l\u00e3i vay hi\u1ec7n \u0111ang tr\u1edf th\u00e0nh “ch\u00eca kh\u00f3a” s\u1ed1ng c\u00f2n \u0111\u1ec3 c\u00e1c doanh nghi\u1ec7p b\u1ea5t \u0111\u1ed9ng s\u1ea3n k\u00e9o kh\u00e1ch quay l\u1ea1i th\u1ecb tr\u01b0\u1eddng trong b\u1ed1i c\u1ea3nh thanh kho\u1ea3n suy gi\u1ea3m. Khi nh\u1eefng bi\u1ebfn \u0111\u1ed9ng v\u1ec1 l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng t\u1ea1o ra t\u00e2m l\u00fd e ng\u1ea1i bao tr\u00f9m, c\u00e1c ch\u1ee7 \u0111\u1ea7u t\u01b0 kh\u00f4ng c\u00f2n \u0111\u01a1n thu\u1ea7n c\u1ea1nh tranh b\u1eb1ng v\u1ecb tr\u00ed hay ti\u1ec7n \u00edch d\u1ef1 \u00e1n, m\u00e0 chuy\u1ec3n h\u01b0\u1edbng sang vi\u1ec7c thi\u1ebft k\u1ebf d\u00f2ng ti\u1ec1n linh ho\u1ea1t nh\u1eb1m h\u00f3a gi\u1ea3i r\u00e0o c\u1ea3n t\u00e0i ch\u00ednh cho ng\u01b0\u1eddi mua nh\u00e0.<\/p>\n

\n \"Gi\u1ea3m
\u1ea2nh t\u1eeb ngu\u1ed3n: vtcnews.vn<\/em><\/figcaption><\/figure>\n

Th\u1ecb tr\u01b0\u1eddng b\u1ea5t \u0111\u1ed9ng s\u1ea3n \u0111\u1ed1i m\u1eb7t v\u1edbi n\u00fat th\u1eaft l\u00e3i su\u1ea5t<\/h2>\n

Th\u1ecb tr\u01b0\u1eddng b\u1ea5t \u0111\u1ed9ng s\u1ea3n \u0111ang ch\u1ee9ng ki\u1ebfn m\u1ed9t tr\u1ea1ng th\u00e1i giao d\u1ecbch ch\u1eadm nh\u1ecbp h\u01a1n so v\u1edbi c\u00e1c chu k\u1ef3 tr\u01b0\u1edbc \u0111\u00f3. D\u00f9 s\u1ef1 quan t\u00e2m c\u1ee7a kh\u00e1ch h\u00e0ng v\u1eabn t\u1ed3n t\u1ea1i, nh\u01b0ng t\u1ef7 l\u1ec7 quy\u1ebft \u0111\u1ecbnh xu\u1ed1ng ti\u1ec1n th\u1ef1c t\u1ebf l\u1ea1i th\u1ea5p, \u0111\u1eb7c bi\u1ec7t l\u00e0 nh\u00f3m \u0111\u1ed1i t\u01b0\u1ee3ng ph\u1ee5 thu\u1ed9c v\u00e0o \u0111\u00f2n b\u1ea9y t\u00e0i ch\u00ednh. N\u1ed7i lo ng\u1ea1i v\u1ec1 bi\u1ebfn \u0111\u1ed9ng l\u00e3i su\u1ea5t khi\u1ebfn ng\u01b0\u1eddi mua tr\u1edf n\u00ean th\u1eadn tr\u1ecdng h\u01a1n bao gi\u1edd h\u1ebft. Nhi\u1ec1u nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00e1 nh\u00e2n, thay v\u00ec ti\u1ebfp t\u1ee5c m\u1edf r\u1ed9ng danh m\u1ee5c, \u0111\u00e3 ch\u1ecdn c\u00e1ch \u0111\u1ee9ng ngo\u00e0i quan s\u00e1t ho\u1eb7c \u01b0u ti\u00ean gi\u1eef ti\u1ec1n m\u1eb7t thay v\u00ec g\u00e1nh v\u00e1c r\u1ee7i ro t\u1eeb c\u00e1c kho\u1ea3n vay d\u00e0i h\u1ea1n.<\/p>\n

Th\u1ef1c t\u1ebf cho th\u1ea5y, ngay c\u1ea3 khi m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t \u0111\u00e3 c\u00f3 nh\u1eefng \u0111i\u1ec1u ch\u1ec9nh gi\u1ea3m so v\u1edbi giai \u0111o\u1ea1n c\u0103ng th\u1eb3ng, t\u00e2m l\u00fd ph\u00f2ng th\u1ee7 c\u1ee7a kh\u00e1ch h\u00e0ng v\u1eabn r\u1ea5t m\u1ea1nh m\u1ebd. M\u1ed9t kho\u1ea3n vay k\u00e9o d\u00e0i 10 \u0111\u1ebfn 15 n\u0103m tr\u1edf th\u00e0nh g\u00e1nh n\u1eb7ng t\u00e2m l\u00fd khi ng\u01b0\u1eddi mua kh\u00f3 c\u00f3 th\u1ec3 ki\u1ec3m so\u00e1t \u0111\u01b0\u1ee3c s\u1ef1 bi\u1ebfn \u0111\u1ed9ng l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i trong t\u01b0\u01a1ng lai. S\u1ef1 \u0111\u1eafn \u0111o n\u00e0y kh\u00f4ng ch\u1ec9 xu\u1ea5t ph\u00e1t t\u1eeb ng\u01b0\u1eddi mua \u1edf th\u1ef1c m\u00e0 c\u00f2n lan sang c\u1ea3 gi\u1edbi \u0111\u1ea7u t\u01b0 chuy\u00ean nghi\u1ec7p, nh\u1eefng ng\u01b0\u1eddi v\u1ed1n d\u0129 \u0111\u00e3 quen v\u1edbi vi\u1ec7c s\u1eed d\u1ee5ng \u0111\u00f2n b\u1ea9y \u0111\u1ec3 t\u1ed1i \u01b0u l\u1ee3i nhu\u1eadn.<\/p>\n

Doanh nghi\u1ec7p b\u1ea5t \u0111\u1ed9ng s\u1ea3n xoay tr\u1ee5c chi\u1ebfn l\u01b0\u1ee3c t\u00e0i ch\u00ednh<\/h2>\n

Tr\u01b0\u1edbc t\u00ecnh th\u1ebf bu\u1ed9c ph\u1ea3i th\u00edch nghi, c\u00e1c doanh nghi\u1ec7p b\u1ea5t \u0111\u1ed9ng s\u1ea3n \u0111\u00e3 thay \u0111\u1ed5i t\u01b0 duy b\u00e1n h\u00e0ng b\u1eb1ng c\u00e1ch tung ra h\u00e0ng lo\u1ea1t ch\u00ednh s\u00e1ch h\u1ed7 tr\u1ee3 l\u00e3i su\u1ea5t v\u00e0 gi\u00e3n ti\u1ebfn \u0111\u1ed9 thanh to\u00e1n. \u0110\u00e2y kh\u00f4ng ch\u1ec9 \u0111\u01a1n thu\u1ea7n l\u00e0 nh\u1eefng ch\u01b0\u01a1ng tr\u00ecnh khuy\u1ebfn m\u00e3i, m\u00e0 l\u00e0 n\u1ed7 l\u1ef1c th\u1ef1c ch\u1ea5t nh\u1eb1m gi\u1ea3m \u00e1p l\u1ef1c t\u00e0i ch\u00ednh trong giai \u0111o\u1ea1n \u0111\u1ea7u s\u1edf h\u1eefu b\u1ea5t \u0111\u1ed9ng s\u1ea3n. T\u1ea1i nhi\u1ec1u d\u1ef1 \u00e1n, ch\u1ee7 \u0111\u1ea7u t\u01b0 ch\u1ea5p nh\u1eadn ch\u1ee7 \u0111\u1ed9ng g\u00e1nh ph\u1ea7n l\u1edbn chi ph\u00ed t\u00e0i ch\u00ednh cho kh\u00e1ch h\u00e0ng trong th\u1eddi gian t\u1eeb 2 \u0111\u1ebfn 3 n\u0103m \u0111\u1ea7u, k\u1ebft h\u1ee3p v\u1edbi vi\u1ec7c \u00e2n h\u1ea1n n\u1ee3 g\u1ed1c k\u00e9o d\u00e0i l\u00ean \u0111\u1ebfn 5 n\u0103m.<\/p>\n

C\u00e1c g\u00f3i h\u1ed7 tr\u1ee3 n\u00e0y \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf nh\u01b0 nh\u1eefng “b\u1ebfn \u0111\u1ed7” an to\u00e0n cho ng\u01b0\u1eddi mua. Thay v\u00ec \u00e1p l\u1ef1c ph\u1ea3i thanh to\u00e1n ngay m\u1ed9t s\u1ed1 ti\u1ec1n l\u1edbn, kh\u00e1ch h\u00e0ng \u0111\u01b0\u1ee3c t\u1ea1o \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 chu\u1ea9n b\u1ecb ngu\u1ed3n l\u1ef1c t\u00e0i ch\u00ednh \u1ed5n \u0111\u1ecbnh h\u01a1n. Nhi\u1ec1u t\u1eadp \u0111o\u00e0n l\u1edbn \u0111\u00e3 \u00e1p d\u1ee5ng c\u00e1c g\u00f3i mi\u1ec5n l\u00e3i trong giai \u0111o\u1ea1n thi c\u00f4ng, gi\u00fap ng\u01b0\u1eddi mua kh\u00f4ng ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi n\u1ed7i lo tr\u1ea3 l\u00e3i khi d\u1ef1 \u00e1n v\u1eabn ch\u01b0a \u0111\u01b0a v\u00e0o khai th\u00e1c s\u1eed d\u1ee5ng. \u0110\u00e1ng ch\u00fa \u00fd, \u0111\u00e2y ch\u00ednh l\u00e0 c\u00e1ch c\u00e1c ch\u1ee7 \u0111\u1ea7u t\u01b0 \u0111ang c\u1ed1 g\u1eafng “\u0111\u1ea9y nhanh quy\u1ebft \u0111\u1ecbnh mua” trong m\u1ed9t b\u1ed1i c\u1ea3nh m\u00e0 s\u1ef1 ch\u1ea7n ch\u1eeb \u0111ang l\u00ean ng\u00f4i.<\/p>\n

Thi\u1ebft k\u1ebf d\u00f2ng ti\u1ec1n thay th\u1ebf cho c\u1ea1nh tranh gi\u00e1 b\u00e1n<\/h2>\n

S\u1ef1 thay \u0111\u1ed5i m\u1ea1nh m\u1ebd nh\u1ea5t c\u1ee7a th\u1ecb tr\u01b0\u1eddng hi\u1ec7n nay n\u1eb1m \u1edf c\u00e1ch c\u00e1c doanh nghi\u1ec7p ti\u1ebfp c\u1eadn kh\u00e1ch h\u00e0ng. Vi\u1ec7c s\u1edf h\u1eefu m\u1ed9t c\u0103n h\u1ed9 kh\u00f4ng c\u00f2n ch\u1ec9 l\u00e0 b\u00e0i to\u00e1n v\u1ec1 gi\u00e1 tr\u1ecb b\u1ea5t \u0111\u1ed9ng s\u1ea3n thu\u1ea7n t\u00fay, m\u00e0 tr\u1edf th\u00e0nh b\u00e0i to\u00e1n v\u1ec1 kh\u1ea3 n\u0103ng chi tr\u1ea3 h\u00e0ng th\u00e1ng. Vi\u1ec7c gi\u1ea3m \u00e1p l\u1ef1c l\u00e3i vay gi\u00fap kh\u00e1ch h\u00e0ng c\u1ea3m th\u1ea5y y\u00ean t\u00e2m h\u01a1n khi \u0111\u1ed1i m\u1eb7t v\u1edbi r\u1ee7i ro th\u1ecb tr\u01b0\u1eddng. Nh\u1eefng ch\u00ednh s\u00e1ch n\u00e0y \u0111\u00f3ng vai tr\u00f2 quan tr\u1ecdng trong vi\u1ec7c k\u00e9o d\u00e0i th\u1eddi gian ra quy\u1ebft \u0111\u1ecbnh cho ng\u01b0\u1eddi mua, gi\u00fap h\u1ecd c\u00f3 th\u00eam kh\u00f4ng gian \u0111\u1ec3 t\u00ednh to\u00e1n thay v\u00ec t\u1eeb b\u1ecf k\u1ebf ho\u1ea1ch s\u1edf h\u1eefu nh\u00e0.<\/p>\n

Tuy nhi\u00ean, c\u0169ng c\u1ea7n nh\u00ecn nh\u1eadn r\u1eb1ng \u0111\u00e2y ch\u1ec9 l\u00e0 c\u00e1c gi\u1ea3i ph\u00e1p \u1edf kh\u00eda c\u1ea1nh ng\u1eafn v\u00e0 trung h\u1ea1n. \u0110\u1ec3 th\u1ecb tr\u01b0\u1eddng b\u1ea5t \u0111\u1ed9ng s\u1ea3n th\u1ef1c s\u1ef1 ph\u1ee5c h\u1ed3i b\u1ec1n v\u1eefng, m\u1ecdi s\u1ef1 ch\u00fa \u00fd v\u1eabn \u0111ang \u0111\u1ed5 d\u1ed3n v\u00e0o t\u00ednh \u1ed5n \u0111\u1ecbnh c\u1ee7a l\u00e3i su\u1ea5t chung v\u00e0 kh\u1ea3 n\u0103ng ph\u1ee5c h\u1ed3i thu nh\u1eadp th\u1ef1c t\u1ebf c\u1ee7a ng\u01b0\u1eddi d\u00e2n. Gi\u1ed1ng nh\u01b0 c\u00e1ch ng\u01b0\u1eddi ta c\u1ea9n tr\u1ecdng khi th\u1ef1c hi\u1ec7n ki\u1ec3m tra phong th\u1ee7y nh\u00e0 m\u1edbi tr\u01b0\u1edbc khi d\u1ecdn v\u00e0o<\/a> \u0111\u1ec3 t\u00ecm ki\u1ebfm s\u1ef1 an t\u00e2m, th\u00ec vi\u1ec7c ki\u1ec3m tra k\u1ef9 l\u01b0\u1ee1ng c\u00e1c ph\u01b0\u01a1ng \u00e1n t\u00e0i ch\u00ednh tr\u01b0\u1edbc khi xu\u1ed1ng ti\u1ec1n c\u0169ng tr\u1edf th\u00e0nh m\u1ed9t ph\u1ea7n t\u1ea5t y\u1ebfu c\u1ee7a qu\u00e1 tr\u00ecnh s\u1edf h\u1eefu nh\u00e0 hi\u1ec7n \u0111\u1ea1i.<\/p>\n

Th\u1ecb tr\u01b0\u1eddng hi\u1ec7n v\u1eabn \u0111ang trong giai \u0111o\u1ea1n t\u00e1i c\u1ea5u tr\u00fac m\u1ea1nh m\u1ebd. Nh\u1eefng doanh nghi\u1ec7p c\u00f3 ti\u1ec1m l\u1ef1c t\u00e0i ch\u00ednh v\u1eefng m\u1ea1nh, \u0111\u1ee7 kh\u1ea3 n\u0103ng cam k\u1ebft \u0111\u1ed3ng h\u00e0nh c\u00f9ng kh\u00e1ch h\u00e0ng qua c\u00e1c giai \u0111o\u1ea1n kh\u00f3 kh\u0103n, s\u1ebd l\u00e0 nh\u1eefng c\u00e1i t\u00ean n\u1eafm gi\u1eef l\u1ee3i th\u1ebf trong cu\u1ed9c \u0111ua gi\u1eef ch\u00e2n ng\u01b0\u1eddi mua. \u0110i\u1ec1u n\u00e0y t\u01b0\u01a1ng t\u1ef1 nh\u01b0 nh\u1eefng c\u00e2u chuy\u1ec7n v\u1ec1 s\u1ef1 b\u1ec1n v\u1eefng trong ki\u1ebfn tr\u00fac, n\u01a1i c\u00e1c bi\u1ec3u t\u01b0\u1ee3ng ph\u1ea3i v\u01b0\u1ee3t qua th\u1eed th\u00e1ch th\u1eddi gian \u0111\u1ec3 kh\u1eb3ng \u0111\u1ecbnh gi\u00e1 tr\u1ecb c\u1ed1t l\u00f5i, gi\u1ed1ng nh\u01b0 nh\u1eefng b\u00e0i h\u1ecdc kinh nghi\u1ec7m v\u1ec1 qu\u1ea3n tr\u1ecb r\u1ee7i ro t\u1ea1i c\u00e1c t\u1ed5 ch\u1ee9c nh\u01b0 bi\u1ebfn \u0111\u1ed9ng nh\u00e2n s\u1ef1 t\u1ea1i Cen Land<\/a> m\u00e0 th\u1ecb tr\u01b0\u1eddng v\u1eabn th\u01b0\u1eddng xuy\u00ean quan s\u00e1t v\u00e0 r\u00fat ra nh\u1eefng g\u00f3c nh\u00ecn s\u00e2u s\u1eafc.<\/p>\n

B\u00e0i vi\u1ebft \u0111\u00e3 \u0111\u01b0\u1ee3c bi\u00ean t\u1eadp l\u1ea1i t\u1eeb ngu\u1ed3n: vtcnews.vn<\/em><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Gi\u1ea3m \u00e1p l\u1ef1c l\u00e3i vay hi\u1ec7n \u0111ang tr\u1edf th\u00e0nh “ch\u00eca kh\u00f3a” s\u1ed1ng c\u00f2n \u0111\u1ec3 c\u00e1c doanh nghi\u1ec7p b\u1ea5t \u0111\u1ed9ng s\u1ea3n k\u00e9o kh\u00e1ch quay l\u1ea1i th\u1ecb tr\u01b0\u1eddng trong b\u1ed1i c\u1ea3nh thanh kho\u1ea3n suy gi\u1ea3m. Khi nh\u1eefng bi\u1ebfn \u0111\u1ed9ng v\u1ec1 l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng t\u1ea1o ra t\u00e2m l\u00fd e ng\u1ea1i bao tr\u00f9m, c\u00e1c ch\u1ee7 \u0111\u1ea7u t\u01b0 kh\u00f4ng […]<\/p>\n","protected":false},"author":1,"featured_media":12743,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[49],"tags":[],"class_list":["post-12745","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bat-dong-san"],"_links":{"self":[{"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/posts\/12745","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/comments?post=12745"}],"version-history":[{"count":0,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/posts\/12745\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/media\/12743"}],"wp:attachment":[{"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/media?parent=12745"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/categories?post=12745"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/tags?post=12745"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}