{"id":12634,"date":"2026-05-03T22:02:17","date_gmt":"2026-05-03T15:02:17","guid":{"rendered":"https:\/\/taichinhphowall.com\/index.php\/2026\/05\/03\/gui-tiet-kiem-thang-5-so-sanh-loi-suat-100-trieu-tai-bidv-agribank-va-vietinbank\/"},"modified":"2026-05-03T22:02:17","modified_gmt":"2026-05-03T15:02:17","slug":"gui-tiet-kiem-thang-5-so-sanh-loi-suat-100-trieu-tai-bidv-agribank-va-vietinbank","status":"publish","type":"post","link":"https:\/\/taichinhphowall.com\/index.php\/2026\/05\/03\/gui-tiet-kiem-thang-5-so-sanh-loi-suat-100-trieu-tai-bidv-agribank-va-vietinbank\/","title":{"rendered":"G\u1eedi ti\u1ebft ki\u1ec7m th\u00e1ng 5: So s\u00e1nh l\u1ee3i su\u1ea5t 100 tri\u1ec7u t\u1ea1i BIDV, Agribank v\u00e0 VietinBank"},"content":{"rendered":"
\n

\u0110\u1ed1i v\u1edbi nh\u1eefng nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00e1 nh\u00e2n \u01b0u ti\u00ean s\u1ef1 \u1ed5n \u0111\u1ecbnh v\u00e0 c\u00f3 kh\u1ea9u v\u1ecb r\u1ee7i ro th\u1ea5p, g\u1eedi ti\u1ebft ki\u1ec7m ng\u00e2n h\u00e0ng lu\u00f4n \u0111\u01b0\u1ee3c xem l\u00e0 b\u1ebfn \u0111\u1ed7 an to\u00e0n v\u00e0 minh b\u1ea1ch nh\u1ea5t. Trong th\u00e1ng 5 n\u00e0y, khi c\u1ea7m 100 tri\u1ec7u \u0111\u1ed3ng nh\u00e0n r\u1ed7i trong tay, vi\u1ec7c t\u1ed1i \u01b0u h\u00f3a l\u1ee3i nhu\u1eadn th\u00f4ng qua vi\u1ec7c l\u1ef1a ch\u1ecdn ng\u00e2n h\u00e0ng v\u00e0 k\u1ef3 h\u1ea1n g\u1eedi l\u00e0 b\u00e0i to\u00e1n qu\u1ea3n tr\u1ecb t\u00e0i ch\u00ednh c\u1ea7n c\u00e2n nh\u1eafc k\u1ef9 l\u01b0\u1ee1ng. D\u1eef li\u1ec7u t\u1eeb ba \u00f4ng l\u1edbn ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i nh\u00e0 n\u01b0\u1edbc l\u00e0 BIDV, Agribank v\u00e0 VietinBank cho th\u1ea5y nh\u1eefng chi\u1ebfn l\u01b0\u1ee3c huy \u0111\u1ed9ng v\u1ed1n kh\u00e1c bi\u1ec7t, ph\u1ea3n \u00e1nh r\u00f5 n\u00e9t m\u1ee5c ti\u00eau \u0111i\u1ec1u ph\u1ed1i thanh kho\u1ea3n c\u1ee7a t\u1eebng nh\u00e0 b\u0103ng.<\/p>\n

\n \"G\u1eedi
\u1ea2nh t\u1eeb ngu\u1ed3n: cafebiz.vn<\/em><\/figcaption><\/figure>\n

Chi\u1ebfn l\u01b0\u1ee3c l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m th\u00e1ng 5 t\u1ea1i BIDV<\/h2>\n

T\u1ea1i BIDV, l\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi online th\u00e1ng 5\/2026 th\u1ec3 hi\u1ec7n r\u00f5 s\u1ef1 ph\u00e2n b\u1ed5 k\u1ef3 h\u1ea1n nh\u1eb1m thu h\u00fat d\u00f2ng ti\u1ec1n trung v\u00e0 d\u00e0i h\u1ea1n. V\u1edbi kho\u1ea3n v\u1ed1n 100 tri\u1ec7u \u0111\u1ed3ng, BIDV ni\u00eam y\u1ebft m\u1ee9c l\u00e3i su\u1ea5t 4,75%\/n\u0103m cho k\u1ef3 h\u1ea1n 3 th\u00e1ng, mang l\u1ea1i s\u1ed1 ti\u1ec1n l\u00e3i kho\u1ea3ng 1,18 tri\u1ec7u \u0111\u1ed3ng. Khi nh\u00e0 g\u1eedi ti\u1ec1n n\u00e2ng k\u1ef3 h\u1ea1n l\u00ean 6 th\u00e1ng v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t 5,8%\/n\u0103m, l\u1ee3i t\u1ee9c thu v\u1ec1 \u01b0\u1edbc t\u00ednh \u0111\u1ea1t 2,9 tri\u1ec7u \u0111\u1ed3ng. \u0110\u1ed1i v\u1edbi k\u1ef3 h\u1ea1n 12 th\u00e1ng \u1edf m\u1ee9c 5,9%\/n\u0103m, kho\u1ea3n l\u1ee3i nhu\u1eadn sinh ra l\u00e0 5,9 tri\u1ec7u \u0111\u1ed3ng. Nh\u00ecn v\u00e0o nh\u1eefng con s\u1ed1 n\u00e0y, c\u00f3 th\u1ec3 th\u1ea5y BIDV duy tr\u00ec m\u1ed9t c\u1ea5u tr\u00fac l\u00e3i su\u1ea5t kh\u00e1 h\u1ea5p d\u1eabn cho c\u00e1c kh\u00e1ch h\u00e0ng mu\u1ed1n \u0111\u1ea3m b\u1ea3o t\u00ednh thanh kho\u1ea3n nh\u01b0ng v\u1eabn mong mu\u1ed1n m\u1ee9c sinh l\u1eddi \u1ed5n \u0111\u1ecbnh qua th\u1eddi gian. Trong b\u1ed1i c\u1ea3nh qu\u1ea3n tr\u1ecb d\u00f2ng ti\u1ec1n, vi\u1ec7c hi\u1ec3u r\u00f5 c\u00e1c ranh gi\u1edbi ph\u00e1p l\u00fd l\u00e0 r\u1ea5t quan tr\u1ecdng, \u0111\u1eb7c bi\u1ec7t l\u00e0 khi xem x\u00e9t c\u00e1c quy \u0111\u1ecbnh v\u1ec1 thanh to\u00e1n hi\u1ec7n h\u00e0nh, t\u01b0\u01a1ng t\u1ef1 nh\u01b0 c\u00e1c c\u1ea3nh b\u00e1o v\u1ec1 6 h\u00e0nh vi b\u1ecb c\u1ea5m trong ho\u1ea1t \u0111\u1ed9ng thanh to\u00e1n ng\u00e2n h\u00e0ng v\u00e0 ranh gi\u1edbi ph\u00e1p l\u00fd<\/a> m\u00e0 c\u00e1c kh\u00e1ch h\u00e0ng c\u1ea7n n\u1eafm v\u1eefng.<\/p>\n

VietinBank v\u00e0 s\u1ef1 \u0111i\u1ec1u ch\u1ec9nh d\u00f2ng v\u1ed1n<\/h2>\n

Th\u1ef1c t\u1ebf cho th\u1ea5y m\u1ed9t ngh\u1ecbch l\u00fd l\u00e0 VietinBank \u00e1p d\u1ee5ng chi\u1ebfn l\u01b0\u1ee3c l\u00e3i su\u1ea5t kh\u00e1 th\u1eadn tr\u1ecdng \u1edf c\u00e1c k\u1ef3 h\u1ea1n ng\u1eafn \u0111\u1ec3 t\u1ed1i \u01b0u chi ph\u00ed v\u1ed1n. C\u1ee5 th\u1ec3, k\u1ef3 h\u1ea1n 3 th\u00e1ng t\u1ea1i ng\u00e2n h\u00e0ng n\u00e0y ni\u00eam y\u1ebft m\u1ee9c 2,4%\/n\u0103m, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 600.000 \u0111\u1ed3ng ti\u1ec1n l\u00e3i cho kho\u1ea3n g\u1eedi 100 tri\u1ec7u \u0111\u1ed3ng. Tuy nhi\u00ean, khi kh\u00e1ch h\u00e0ng k\u00e9o d\u00e0i k\u1ef3 h\u1ea1n l\u00ean 6 th\u00e1ng v\u1edbi l\u00e3i su\u1ea5t 3,5%\/n\u0103m, l\u1ee3i nhu\u1eadn \u0111\u1ea1t kho\u1ea3ng 1,75 tri\u1ec7u \u0111\u1ed3ng. \u0110\u00e1ng ch\u00fa \u00fd, \u1edf k\u1ef3 h\u1ea1n 12 th\u00e1ng, VietinBank \u0111i\u1ec1u ch\u1ec9nh t\u0103ng m\u1ea1nh m\u1ee9c l\u00e3i su\u1ea5t l\u00ean 5,9%\/n\u0103m, gi\u00fap s\u1ed1 ti\u1ec1n l\u00e3i \u0111\u1ea1t 5,9 tri\u1ec7u \u0111\u1ed3ng, b\u1eaft k\u1ecbp m\u1ee9c sinh l\u1eddi c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng c\u00f9ng h\u1ec7 th\u1ed1ng. \u0110i\u1ec1u n\u00e0y kh\u1eb3ng \u0111\u1ecbnh t\u01b0 duy t\u1eadp trung v\u00e0o ngu\u1ed3n v\u1ed1n d\u00e0i h\u1ea1n, gi\u00fap ng\u00e2n h\u00e0ng ch\u1ee7 \u0111\u1ed9ng h\u01a1n trong vi\u1ec7c c\u00e2n \u0111\u1ed1i c\u00e1c b\u1ea3ng c\u00e2n \u0111\u1ed1i k\u1ebf to\u00e1n. Vi\u1ec7c g\u1eedi ti\u1ebft ki\u1ec7m t\u1ea1i \u0111\u00e2y c\u0169ng g\u00f3p ph\u1ea7n t\u1ea1o n\u00ean s\u1ef1 minh b\u1ea1ch trong t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n, \u0111\u1ed3ng b\u1ed9 v\u1edbi xu h\u01b0\u1edbng minh b\u1ea1ch h\u00f3a d\u00f2ng ti\u1ec1n \u0111ang di\u1ec5n ra, nh\u01b0 c\u00e1ch m\u00e0 thu\u1ebf h\u1ed9 kinh doanh v\u00e0 c\u00fa h\u00edch minh b\u1ea1ch t\u1eeb quy \u0111\u1ecbnh chuy\u1ec3n kho\u1ea3n<\/a> \u0111ang t\u00e1c \u0111\u1ed9ng m\u1ea1nh m\u1ebd \u0111\u1ebfn th\u00f3i quen t\u00e0i ch\u00ednh c\u1ee7a ng\u01b0\u1eddi d\u00e2n.<\/p>\n

Agribank v\u1edbi b\u00e0i to\u00e1n ph\u00e2n h\u00f3a l\u00e3i su\u1ea5t k\u1ef3 h\u1ea1n<\/h2>\n

Agribank, v\u1edbi m\u1ea1ng l\u01b0\u1edbi ph\u1ee7 s\u00f3ng r\u1ed9ng kh\u1eafp, c\u0169ng \u00e1p d\u1ee5ng ch\u00ednh s\u00e1ch l\u00e3i su\u1ea5t ph\u00e2n h\u00f3a r\u00f5 r\u1ec7t \u0111\u1ec3 \u0111\u00e1p \u1ee9ng nhu c\u1ea7u \u0111a d\u1ea1ng c\u1ee7a ng\u01b0\u1eddi g\u1eedi ti\u1ec1n. Trong th\u00e1ng 5 n\u00e0y, k\u1ef3 h\u1ea1n 3 th\u00e1ng \u0111\u01b0\u1ee3c Agribank \u00e1p d\u1ee5ng m\u1ee9c 2,9%\/n\u0103m, mang l\u1ea1i kho\u1ea3ng 725.000 \u0111\u1ed3ng ti\u1ec1n l\u00e3i. \u0110\u1ed1i v\u1edbi k\u1ef3 h\u1ea1n 6 th\u00e1ng, l\u00e3i su\u1ea5t 4%\/n\u0103m gi\u00fap kho\u1ea3n v\u1ed1n 100 tri\u1ec7u \u0111\u1ed3ng sinh l\u1eddi 2 tri\u1ec7u \u0111\u1ed3ng. Khi kh\u00e1ch h\u00e0ng g\u1eedi k\u1ef3 h\u1ea1n 12 th\u00e1ng, l\u00e3i su\u1ea5t 5,9%\/n\u0103m gi\u00fap thu v\u1ec1 kho\u1ea3ng 5,9 tri\u1ec7u \u0111\u1ed3ng. So s\u00e1nh t\u1ed5ng th\u1ec3, n\u1ebfu x\u00e9t tr\u00ean c\u00e1c k\u1ef3 h\u1ea1n ng\u1eafn, s\u1ef1 ch\u00eanh l\u1ec7ch gi\u1eefa c\u00e1c ng\u00e2n h\u00e0ng l\u00e0 kh\u00e1 r\u00f5 n\u00e9t, trong \u0111\u00f3 BIDV \u0111ang cho th\u1ea5y \u01b0u th\u1ebf v\u1ec1 l\u00e3i su\u1ea5t. Tuy nhi\u00ean, khi nh\u00ecn v\u00e0o b\u1ee9c tranh d\u00e0i h\u1ea1n 12 th\u00e1ng, c\u1ea3 ba ng\u00e2n h\u00e0ng l\u1edbn \u0111\u1ec1u \u0111\u1ed3ng lo\u1ea1t \u0111\u01b0a ra m\u1ee9c l\u00e3i su\u1ea5t 5,9%\/n\u0103m, t\u1ea1o n\u00ean m\u1ed9t s\u1ef1 t\u01b0\u01a1ng \u0111\u1ed3ng nh\u1ea5t \u0111\u1ecbnh cho ng\u01b0\u1eddi g\u1eedi.<\/p>\n

Nh\u01b0 v\u1eady, b\u00e0i to\u00e1n g\u1eedi ti\u1ebft ki\u1ec7m th\u00e1ng 5 kh\u00f4ng ch\u1ec9 n\u1eb1m \u1edf vi\u1ec7c ch\u1ecdn l\u1ef1a ng\u00e2n h\u00e0ng, m\u00e0 c\u00f2n ph\u1ee5 thu\u1ed9c v\u00e0o vi\u1ec7c nh\u00e0 \u0111\u1ea7u t\u01b0 mu\u1ed1n \u01b0u ti\u00ean t\u00ednh linh ho\u1ea1t c\u1ee7a d\u00f2ng ti\u1ec1n ng\u1eafn h\u1ea1n hay s\u1ef1 \u1ed5n \u0111\u1ecbnh b\u1ec1n v\u1eefng c\u1ee7a l\u00e3i su\u1ea5t d\u00e0i h\u1ea1n. Vi\u1ec7c n\u1eafm b\u1eaft \u0111\u01b0\u1ee3c nh\u1eefng thay \u0111\u1ed5i nh\u1ecf trong bi\u1ec3u l\u00e3i su\u1ea5t t\u1ea1i c\u00e1c th\u1eddi \u0111i\u1ec3m kh\u00e1c nhau s\u1ebd gi\u00fap t\u1ed1i \u01b0u h\u00f3a l\u1ee3i \u00edch c\u00e1 nh\u00e2n, gi\u1eef cho ngu\u1ed3n v\u1ed1n lu\u00f4n \u1edf tr\u1ea1ng th\u00e1i t\u0103ng tr\u01b0\u1edfng an to\u00e0n.<\/p>\n

B\u00e0i vi\u1ebft \u0111\u00e3 \u0111\u01b0\u1ee3c bi\u00ean t\u1eadp l\u1ea1i t\u1eeb ngu\u1ed3n: cafebiz.vn<\/em><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

\u0110\u1ed1i v\u1edbi nh\u1eefng nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00e1 nh\u00e2n \u01b0u ti\u00ean s\u1ef1 \u1ed5n \u0111\u1ecbnh v\u00e0 c\u00f3 kh\u1ea9u v\u1ecb r\u1ee7i ro th\u1ea5p, g\u1eedi ti\u1ebft ki\u1ec7m ng\u00e2n h\u00e0ng lu\u00f4n \u0111\u01b0\u1ee3c xem l\u00e0 b\u1ebfn \u0111\u1ed7 an to\u00e0n v\u00e0 minh b\u1ea1ch nh\u1ea5t. Trong th\u00e1ng 5 n\u00e0y, khi c\u1ea7m 100 tri\u1ec7u \u0111\u1ed3ng nh\u00e0n r\u1ed7i trong tay, vi\u1ec7c t\u1ed1i \u01b0u h\u00f3a l\u1ee3i […]<\/p>\n","protected":false},"author":1,"featured_media":12633,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[58],"tags":[],"class_list":["post-12634","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-doanh-nghiep-va-doanh-nhan"],"_links":{"self":[{"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/posts\/12634","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/comments?post=12634"}],"version-history":[{"count":0,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/posts\/12634\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/media\/12633"}],"wp:attachment":[{"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/media?parent=12634"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/categories?post=12634"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/tags?post=12634"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}