{"id":11573,"date":"2026-05-01T17:33:32","date_gmt":"2026-05-01T10:33:32","guid":{"rendered":"https:\/\/taichinhphowall.com\/index.php\/2026\/05\/01\/toan-canh-loi-nhuan-ngan-hang-quy-1-2026-quan-quan-chinh-thuc-lo-dien\/"},"modified":"2026-05-01T17:33:32","modified_gmt":"2026-05-01T10:33:32","slug":"toan-canh-loi-nhuan-ngan-hang-quy-1-2026-quan-quan-chinh-thuc-lo-dien","status":"publish","type":"post","link":"https:\/\/taichinhphowall.com\/index.php\/2026\/05\/01\/toan-canh-loi-nhuan-ngan-hang-quy-1-2026-quan-quan-chinh-thuc-lo-dien\/","title":{"rendered":"To\u00e0n c\u1ea3nh l\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng qu\u00fd 1\/2026: Qu\u00e1n qu\u00e2n ch\u00ednh th\u1ee9c l\u1ed9 di\u1ec7n"},"content":{"rendered":"
\n

Th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh Vi\u1ec7t Nam b\u01b0\u1edbc v\u00e0o giai \u0111o\u1ea1n c\u00f4ng b\u1ed1 k\u1ebft qu\u1ea3 kinh doanh v\u1edbi nh\u1eefng gam m\u00e0u s\u00e1ng t\u1ed1i \u0111an xen, n\u01a1i m\u00e0 b\u1ee9c tranh to\u00e0n c\u1ea3nh l\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng qu\u00fd 1\/2026 \u0111ang tr\u1edf th\u00e0nh t\u00e2m \u0111i\u1ec3m c\u1ee7a s\u1ef1 ch\u00fa \u00fd. V\u1edbi t\u1ed5ng l\u1ee3i nhu\u1eadn c\u1ee7a 27 ng\u00e2n h\u00e0ng ni\u00eam y\u1ebft \u0111\u1ea1t h\u01a1n 94 ngh\u00ecn t\u1ef7 \u0111\u1ed3ng, t\u0103ng tr\u01b0\u1edfng 14% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m 2025, ng\u00e0nh ng\u00e2n h\u00e0ng m\u1ed9t l\u1ea7n n\u1eefa kh\u1eb3ng \u0111\u1ecbnh v\u1ecb th\u1ebf l\u00e0 huy\u1ebft m\u1ea1ch c\u1ee7a n\u1ec1n kinh t\u1ebf, d\u00f9 r\u1eb1ng \u00e1p l\u1ef1c ph\u00e2n h\u00f3a \u0111ang ng\u00e0y c\u00e0ng tr\u1edf n\u00ean kh\u1ed1c li\u1ec7t h\u01a1n bao gi\u1edd h\u1ebft. Khi nh\u00ecn v\u00e0o nh\u1eefng con s\u1ed1 bi\u1ebft n\u00f3i, ch\u00fang ta kh\u00f4ng ch\u1ec9 th\u1ea5y \u0111\u01b0\u1ee3c s\u1ef1 ph\u1ee5c h\u1ed3i c\u1ee7a t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng m\u00e0 c\u00f2n nh\u1eadn di\u1ec7n \u0111\u01b0\u1ee3c nh\u1eefng bi\u1ebfn chuy\u1ec3n s\u00e2u s\u1eafc trong c\u1ea5u tr\u00fac t\u00e0i s\u1ea3n v\u00e0 chi\u1ebfn l\u01b0\u1ee3c qu\u1ea3n tr\u1ecb r\u1ee7i ro c\u1ee7a t\u1eebng nh\u00e0 b\u0103ng.<\/p>\n

\n \"To\u00e0n
\u1ea2nh t\u1eeb ngu\u1ed3n: cafebiz.vn<\/em><\/figcaption><\/figure>\n

V\u1ecb th\u1ebf qu\u00e1n qu\u00e2n v\u00e0 cu\u1ed9c \u0111ua thu h\u1eb9p kho\u1ea3ng c\u00e1ch t\u1ea1i nh\u00f3m d\u1eabn \u0111\u1ea7u<\/h2>\n

Trong th\u1ebf \u0111\u1ed9c t\u00f4n c\u1ee7a nh\u1eefng “\u00f4ng l\u1edbn”, Vietcombank ti\u1ebfp t\u1ee5c gi\u1eef v\u1eefng ng\u00f4i v\u01b0\u01a1ng l\u1ee3i nhu\u1eadn to\u00e0n ng\u00e0nh v\u1edbi con s\u1ed1 11.803 t\u1ef7 \u0111\u1ed3ng tr\u01b0\u1edbc thu\u1ebf, t\u0103ng tr\u01b0\u1edfng 9% so v\u1edbi c\u00f9ng k\u1ef3. \u0110\u00e2y l\u00e0 minh ch\u1ee9ng cho m\u1ed9t n\u1ec1n t\u1ea3ng qu\u1ea3n tr\u1ecb t\u00e0i s\u1ea3n v\u1eefng ch\u1eafc v\u00e0 l\u1ee3i th\u1ebf t\u1eeb chi ph\u00ed v\u1ed1n th\u1ea5p nh\u1ea5t h\u1ec7 th\u1ed1ng, \u0111i\u1ec1u m\u00e0 kh\u00f3 c\u00f3 \u0111\u1ed1i th\u1ee7 n\u00e0o c\u00f3 th\u1ec3 sao ch\u00e9p trong ng\u1eafn h\u1ea1n. Tuy nhi\u00ean, n\u1ebfu nh\u00ecn v\u00e0o danh s\u00e1ch x\u1ebfp h\u1ea1ng, ch\u00fang ta s\u1ebd th\u1ea5y s\u1ef1 tr\u1ed7i d\u1eady m\u1ea1nh m\u1ebd c\u1ee7a VietinBank. V\u1edbi m\u1ee9c l\u1ee3i nhu\u1eadn 11.139 t\u1ef7 \u0111\u1ed3ng, t\u0103ng tr\u01b0\u1edfng \u1ea5n t\u01b0\u1ee3ng 63%, VietinBank \u0111ang ph\u1ea3 h\u01a1i n\u00f3ng tr\u1ef1c ti\u1ebfp v\u00e0o v\u1ecb tr\u00ed d\u1eabn \u0111\u1ea7u c\u1ee7a Vietcombank. Kho\u1ea3ng c\u00e1ch gi\u1eefa hai v\u1ecb tr\u00ed \u0111\u1ee9ng \u0111\u1ea7u \u0111\u00e3 thu h\u1eb9p \u0111\u00e1ng k\u1ec3, b\u00e1o hi\u1ec7u m\u1ed9t cu\u1ed9c c\u1ea1nh tranh gay g\u1eaft v\u1ec1 th\u1ecb ph\u1ea7n t\u00edn d\u1ee5ng v\u00e0 kh\u1ea3 n\u0103ng t\u1ed1i \u01b0u h\u00f3a bi\u00ean l\u00e3i thu\u1ea7n trong c\u00e1c qu\u00fd t\u1edbi.<\/p>\n

S\u1ef1 hi\u1ec7n di\u1ec7n c\u1ee7a MB, Techcombank v\u00e0 BIDV trong nh\u00f3m 5 ng\u00e2n h\u00e0ng l\u00e3i cao nh\u1ea5t \u0111\u00e3 t\u1ea1o th\u00e0nh m\u1ed9t b\u1ee9c t\u01b0\u1eddng ki\u00ean c\u1ed1 tr\u01b0\u1edbc nh\u1eefng bi\u1ebfn \u0111\u1ed9ng th\u1ecb tr\u01b0\u1eddng. Trong s\u1ed1 n\u00e0y, Techcombank n\u1ed5i l\u00ean nh\u01b0 m\u1ed9t \u0111i\u1ec3m s\u00e1ng c\u1ee7a kh\u1ed1i ng\u00e2n h\u00e0ng t\u01b0 nh\u00e2n v\u1edbi l\u1ee3i nhu\u1eadn 9.628 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 15%. S\u1ef1 \u1ed5n \u0111\u1ecbnh n\u00e0y kh\u00f4ng ch\u1ec9 \u0111\u1ebfn t\u1eeb ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng l\u00f5i m\u00e0 c\u00f2n t\u1eeb chi\u1ebfn l\u01b0\u1ee3c \u0111a d\u1ea1ng h\u00f3a ngu\u1ed3n thu b\u1ec1n b\u1ec9. Khi \u0111\u1eb7t k\u1ebft qu\u1ea3 n\u00e0y c\u1ea1nh nh\u1eefng n\u1ed7 l\u1ef1c t\u00e1i c\u01a1 c\u1ea5u v\u1ed1n, ch\u1eb3ng h\u1ea1n nh\u01b0 c\u00e2u chuy\u1ec7n m\u00e0 ch\u00fang t\u00f4i t\u1eebng ph\u00e2n t\u00edch trong b\u00e0i TCBS ph\u00e1t h\u00e0nh c\u1ed5 phi\u1ebfu tr\u1ea3 c\u1ed5 t\u1ee9c v\u00e0 chi\u1ebfn l\u01b0\u1ee3c t\u0103ng v\u1ed1n \u0111i\u1ec1u l\u1ec7<\/a>, c\u00f3 th\u1ec3 th\u1ea5y r\u00f5 c\u00e1c ng\u00e2n h\u00e0ng \u0111ang t\u1eadn d\u1ee5ng t\u1ed1i \u0111a ngu\u1ed3n l\u1ef1c n\u1ed9i t\u1ea1i \u0111\u1ec3 c\u1ee7ng c\u1ed1 b\u1ed9 \u0111\u1ec7m v\u1ed1n, chu\u1ea9n b\u1ecb cho nh\u1eefng b\u01b0\u1edbc ti\u1ebfn d\u00e0i h\u01a1i h\u01a1n trong t\u01b0\u01a1ng lai.<\/p>\n

S\u1ef1 ph\u00e2n h\u00f3a th\u1ecb tr\u01b0\u1eddng v\u00e0 ngh\u1ecbch l\u00fd t\u0103ng tr\u01b0\u1edfng \u1edf nh\u00f3m v\u1ed1n h\u00f3a nh\u1ecf<\/h2>\n

Trong khi nh\u00f3m “Big 4” v\u00e0 c\u00e1c ng\u00e2n h\u00e0ng l\u1edbn t\u1eadp trung v\u00e0o vi\u1ec7c duy tr\u00ec s\u1ef1 \u1ed5n \u0111\u1ecbnh v\u00e0 t\u1ed1i \u01b0u h\u00f3a h\u1ec7 sinh th\u00e1i, th\u00ec c\u00e1c ng\u00e2n h\u00e0ng quy m\u00f4 nh\u1ecf v\u00e0 v\u1eeba l\u1ea1i \u0111ang vi\u1ebft n\u00ean nh\u1eefng c\u00e2u chuy\u1ec7n t\u0103ng tr\u01b0\u1edfng kh\u00e1c bi\u1ec7t. S\u1ef1 \u0111\u1ed9t ph\u00e1 v\u1ec1 con s\u1ed1 l\u1ee3i nhu\u1eadn c\u1ee7a ABBank v\u1edbi m\u1ee9c t\u0103ng 261%, PGBank 187% hay BVBank 169% l\u00e0 nh\u1eefng con s\u1ed1 bi\u1ebft n\u00f3i v\u1ec1 s\u1ef1 n\u1ed7 l\u1ef1c chuy\u1ec3n m\u00ecnh t\u1eeb m\u1ee9c n\u1ec1n th\u1ea5p. Tuy nhi\u00ean, gi\u1edbi quan s\u00e1t c\u1ea7n t\u1ec9nh t\u00e1o khi \u0111\u00e1nh gi\u00e1 b\u1ea3n ch\u1ea5t \u0111\u1eb1ng sau nh\u1eefng con s\u1ed1 t\u0103ng tr\u01b0\u1edfng \u0111\u1ed9t bi\u1ebfn n\u00e0y. Kh\u00f4ng ph\u1ea3i l\u00fac n\u00e0o t\u1ed1c \u0111\u1ed9 t\u0103ng tr\u01b0\u1edfng nhanh c\u0169ng \u0111\u1ed3ng ngh\u0129a v\u1edbi s\u1ef1 an to\u00e0n b\u1ec1n v\u1eefng. \u0110\u00f4i khi, \u0111\u00f3 l\u00e0 k\u1ebft qu\u1ea3 c\u1ee7a vi\u1ec7c x\u1eed l\u00fd n\u1ee3 x\u1ea5u, ghi nh\u1eadn c\u00e1c kho\u1ea3n thu nh\u1eadp b\u1ea5t th\u01b0\u1eddng ho\u1eb7c s\u1ef1 thay \u0111\u1ed5i trong c\u00e1ch h\u1ea1ch to\u00e1n. S\u1ef1 ph\u00e2n h\u00f3a n\u00e0y c\u0169ng cho th\u1ea5y m\u1ed9t b\u00e0i h\u1ecdc qu\u1ea3n tr\u1ecb r\u1eb1ng, t\u0103ng tr\u01b0\u1edfng b\u1eb1ng m\u1ecdi gi\u00e1 l\u00e0 m\u1ed9t canh b\u1ea1c, gi\u1ed1ng nh\u01b0 c\u00e1ch m\u00e0 m\u1ed9t s\u1ed1 doanh nghi\u1ec7p ngo\u00e0i ng\u00e0nh \u0111\u00e3 t\u1eebng tr\u1ea3i qua, m\u00e0 \u0111\u1ed9c gi\u1ea3 c\u00f3 th\u1ec3 chi\u00eam nghi\u1ec7m s\u00e2u h\u01a1n qua b\u00e0i vi\u1ebft v\u1ec1 Ho\u00e0ng Anh Gia Lai b\u00e1o l\u00e3i qu\u00fd 1 \u1ea5n t\u01b0\u1ee3ng: B\u1ea3n ch\u1ea5t \u0111\u1eb1ng sau con s\u1ed1 t\u0103ng tr\u01b0\u1edfng g\u1ea5p 3<\/a>.<\/p>\n

B\u1ea3n ch\u1ea5t \u0111\u1eb1ng sau nh\u1eefng con s\u1ed1 trong b\u1ea3ng c\u00e2n \u0111\u1ed1i k\u1ebf to\u00e1n<\/h2>\n

Nh\u00ecn v\u00e0o b\u1ee9c tranh qu\u00fd 1, con s\u1ed1 6\/27 ng\u00e2n h\u00e0ng ghi nh\u1eadn t\u0103ng tr\u01b0\u1edfng \u00e2m l\u00e0 m\u1ed9t “n\u1ed1t tr\u1ea7m” \u0111\u00e1ng ch\u00fa \u00fd. N\u00f3 ph\u1ea3n \u00e1nh \u00e1p l\u1ef1c tr\u00edch l\u1eadp d\u1ef1 ph\u00f2ng r\u1ee7i ro t\u00edn d\u1ee5ng v\u00e0 kh\u00f3 kh\u0103n trong vi\u1ec7c thu h\u1ed3i n\u1ee3 trong b\u1ed1i c\u1ea3nh n\u1ec1n kinh t\u1ebf v\u1eabn \u0111ang trong giai \u0111o\u1ea1n ph\u1ee5c h\u1ed3i \u0111\u1ea7y th\u00e1ch th\u1ee9c. Vi\u1ec7c VPBank \u0111\u1ea1t m\u1ee9c t\u0103ng tr\u01b0\u1edfng 58% hay HDBank \u0111\u1ea1t h\u01a1n 6.100 t\u1ef7 \u0111\u1ed3ng kh\u00f4ng ch\u1ec9 l\u00e0 s\u1ef1 may m\u1eafn t\u1eeb th\u1ecb tr\u01b0\u1eddng m\u00e0 c\u00f2n l\u00e0 k\u1ebft qu\u1ea3 c\u1ee7a vi\u1ec7c m\u1edf r\u1ed9ng quy m\u00f4 t\u00edn d\u1ee5ng v\u00e0o c\u00e1c ph\u00e2n kh\u00fac b\u00e1n l\u1ebb chi\u1ebfn l\u01b0\u1ee3c. Khi ph\u00e2n t\u00edch b\u00e1o c\u00e1o t\u00e0i ch\u00ednh c\u1ee7a c\u00e1c nh\u00e0 b\u0103ng, ch\u00fang ta c\u1ea7n b\u00f3c t\u00e1ch c\u00e1c ch\u1ec9 s\u1ed1 v\u1ec1 t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u (NPL), t\u1ef7 l\u1ec7 bao ph\u1ee7 n\u1ee3 x\u1ea5u v\u00e0 bi\u00ean l\u00e3i r\u00f2ng (NIM) \u0111\u1ec3 th\u1ea5y r\u00f5 s\u1ee9c kh\u1ecfe th\u1ef1c s\u1ef1 c\u1ee7a b\u1ed9 m\u00e1y v\u1eadn h\u00e0nh. M\u1ed9t b\u1ea3ng c\u00e2n \u0111\u1ed1i k\u1ebf to\u00e1n minh b\u1ea1ch v\u00e0 th\u1eadn tr\u1ecdng lu\u00f4n l\u00e0 b\u1ea3o ch\u1ee9ng cho s\u1ef1 tr\u01b0\u1eddng t\u1ed3n c\u1ee7a c\u00e1c c\u1ed5 phi\u1ebfu ng\u00e2n h\u00e0ng trong danh m\u1ee5c \u0111\u1ea7u t\u01b0 d\u00e0i h\u1ea1n.<\/p>\n

D\u1ef1 b\u00e1o xu h\u01b0\u1edbng v\u00e0 chi\u1ebfn l\u01b0\u1ee3c th\u1ef1c chi\u1ebfn cho nh\u00e0 \u0111\u1ea7u t\u01b0<\/h2>\n

Trong 3 \u0111\u1ebfn 6 th\u00e1ng t\u1edbi, ng\u00e0nh ng\u00e2n h\u00e0ng nhi\u1ec1u kh\u1ea3 n\u0103ng s\u1ebd ti\u1ebfp t\u1ee5c ch\u1ecbu t\u00e1c \u0111\u1ed9ng t\u1eeb ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7 c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u00e0 \u00e1p l\u1ef1c ki\u1ec3m so\u00e1t t\u1ef7 gi\u00e1. Nh\u00f3m ng\u00e2n h\u00e0ng c\u00f3 l\u1ee3i th\u1ebf v\u1ec1 thanh kho\u1ea3n v\u00e0 chi ph\u00ed v\u1ed1n th\u1ea5p s\u1ebd ti\u1ebfp t\u1ee5c chi\u1ebfm \u01b0u th\u1ebf. \u0110\u1ed1i v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng nh\u1ecf, \u00e1p l\u1ef1c c\u1ea1nh tranh v\u1ec1 nh\u00e2n s\u1ef1 ch\u1ea5t l\u01b0\u1ee3ng cao v\u00e0 h\u1ea1 t\u1ea7ng c\u00f4ng ngh\u1ec7 s\u1ed1 s\u1ebd l\u00e0 b\u00e0i to\u00e1n s\u1ed1ng c\u00f2n. Nh\u00e0 \u0111\u1ea7u t\u01b0 kh\u00f4ng n\u00ean b\u1ecb \u0111\u00e1nh l\u1eeba b\u1edfi nh\u1eefng con s\u1ed1 t\u0103ng tr\u01b0\u1edfng \u0111\u1ed9t bi\u1ebfn nh\u1ea5t th\u1eddi, m\u00e0 h\u00e3y t\u1eadp trung v\u00e0o c\u00e1c nh\u00e0 b\u0103ng c\u00f3 t\u0103ng tr\u01b0\u1edfng th\u1ef1c ch\u1ea5t t\u1eeb ho\u1ea1t \u0111\u1ed9ng kinh doanh c\u1ed1t l\u00f5i (Core business). Vi\u1ec7c l\u1ef1a ch\u1ecdn nh\u1eefng c\u1ed5 phi\u1ebfu ng\u00e2n h\u00e0ng c\u00f3 s\u1ef1 b\u1ec1n b\u1ec9, c\u00f3 kh\u1ea3 n\u0103ng qu\u1ea3n tr\u1ecb r\u1ee7i ro t\u1ed1t v\u00e0 c\u00f3 chi\u1ebfn l\u01b0\u1ee3c v\u1ed1n h\u00f3a r\u00f5 r\u00e0ng s\u1ebd l\u00e0 ch\u00eca kh\u00f3a \u0111\u1ec3 b\u1ea3o v\u1ec7 th\u00e0nh qu\u1ea3 trong m\u00f4i tr\u01b0\u1eddng l\u00e3i su\u1ea5t hi\u1ec7n nay.<\/p>\n

Th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh lu\u00f4n chuy\u1ec3n \u0111\u1ed9ng, v\u00e0 nh\u1eefng con s\u1ed1 qu\u00fd 1 ch\u1ec9 l\u00e0 m\u1ed9t ch\u01b0\u01a1ng trong cu\u1ed1n s\u00e1ch d\u00e0i v\u1ec1 s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng Vi\u1ec7t Nam. S\u1ef1 th\u1eadn tr\u1ecdng, ph\u00e2n t\u00edch k\u1ef9 l\u01b0\u1ee1ng c\u00e1c s\u1ed1 li\u1ec7u ki\u1ec3m to\u00e1n v\u00e0 theo d\u00f5i s\u00e1t sao s\u1ef1 thay \u0111\u1ed5i trong ch\u00ednh s\u00e1ch qu\u1ea3n tr\u1ecb l\u00e0 nh\u1eefng b\u01b0\u1edbc \u0111i c\u1ea7n thi\u1ebft cho b\u1ea5t k\u1ef3 ai mu\u1ed1n n\u1eafm b\u1eaft c\u01a1 h\u1ed9i t\u1eeb l\u00e0n s\u00f3ng t\u0103ng tr\u01b0\u1edfng n\u00e0y. \u0110\u1eebng qu\u00ean r\u1eb1ng, trong th\u1ebf gi\u1edbi t\u00e0i ch\u00ednh, qu\u00e1n qu\u00e2n kh\u00f4ng ph\u1ea3i l\u00e0 ng\u01b0\u1eddi ch\u1ea1y nhanh nh\u1ea5t \u1edf \u0111o\u1ea1n \u0111\u01b0\u1eddng ng\u1eafn, m\u00e0 l\u00e0 ng\u01b0\u1eddi s\u1edf h\u1eefu chi\u1ebfn l\u01b0\u1ee3c b\u1ec1n v\u1eefng nh\u1ea5t \u0111\u1ec3 v\u01b0\u1ee3t qua nh\u1eefng kh\u00fac quanh c\u1ee7a chu k\u1ef3 kinh t\u1ebf.<\/p>\n

B\u00e0i vi\u1ebft \u0111\u00e3 \u0111\u01b0\u1ee3c bi\u00ean t\u1eadp l\u1ea1i t\u1eeb ngu\u1ed3n: cafebiz.vn<\/em><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh Vi\u1ec7t Nam b\u01b0\u1edbc v\u00e0o giai \u0111o\u1ea1n c\u00f4ng b\u1ed1 k\u1ebft qu\u1ea3 kinh doanh v\u1edbi nh\u1eefng gam m\u00e0u s\u00e1ng t\u1ed1i \u0111an xen, n\u01a1i m\u00e0 b\u1ee9c tranh to\u00e0n c\u1ea3nh l\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng qu\u00fd 1\/2026 \u0111ang tr\u1edf th\u00e0nh t\u00e2m \u0111i\u1ec3m c\u1ee7a s\u1ef1 ch\u00fa \u00fd. V\u1edbi t\u1ed5ng l\u1ee3i nhu\u1eadn c\u1ee7a 27 ng\u00e2n h\u00e0ng ni\u00eam y\u1ebft […]<\/p>\n","protected":false},"author":1,"featured_media":11572,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[47],"tags":[],"class_list":["post-11573","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bao-cao-tai-chinh"],"_links":{"self":[{"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/posts\/11573","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/comments?post=11573"}],"version-history":[{"count":0,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/posts\/11573\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/media\/11572"}],"wp:attachment":[{"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/media?parent=11573"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/categories?post=11573"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/tags?post=11573"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}