{"id":11320,"date":"2026-05-01T16:45:39","date_gmt":"2026-05-01T09:45:39","guid":{"rendered":"https:\/\/taichinhphowall.com\/index.php\/2026\/05\/01\/giai-phap-thanh-toan-sme-zeller-khuay-dao-thi-truong-anh-de-toi-uu-hoa-dong-tien\/"},"modified":"2026-05-01T16:45:39","modified_gmt":"2026-05-01T09:45:39","slug":"giai-phap-thanh-toan-sme-zeller-khuay-dao-thi-truong-anh-de-toi-uu-hoa-dong-tien","status":"publish","type":"post","link":"https:\/\/taichinhphowall.com\/index.php\/2026\/05\/01\/giai-phap-thanh-toan-sme-zeller-khuay-dao-thi-truong-anh-de-toi-uu-hoa-dong-tien\/","title":{"rendered":"Gi\u1ea3i ph\u00e1p thanh to\u00e1n SME: Zeller khu\u1ea5y \u0111\u1ea3o th\u1ecb tr\u01b0\u1eddng Anh \u0111\u1ec3 t\u1ed1i \u01b0u h\u00f3a d\u00f2ng ti\u1ec1n"},"content":{"rendered":"
\n

Th\u1ecb tr\u01b0\u1eddng thanh to\u00e1n t\u1ea1i Anh \u0111ang \u0111\u1ee9ng tr\u01b0\u1edbc m\u1ed9t cu\u1ed9c chuy\u1ec3n m\u00ecnh m\u1ea1nh m\u1ebd khi Zeller, k\u1ef3 l\u00e2n fintech \u0111\u1ebfn t\u1eeb Australia, ch\u00ednh th\u1ee9c \u0111\u1ed5 b\u1ed9 v\u00e0o th\u1ecb tr\u01b0\u1eddng \u0111\u1ea7y kh\u1eafc nghi\u1ec7t n\u00e0y. S\u1ef1 gia nh\u1eadp c\u1ee7a Zeller kh\u00f4ng ch\u1ec9 \u0111\u01a1n thu\u1ea7n l\u00e0 m\u1ed9t b\u01b0\u1edbc m\u1edf r\u1ed9ng \u0111\u1ecba l\u00fd, m\u00e0 l\u00e0 m\u1ed9t l\u1eddi tuy\u00ean chi\u1ebfn tr\u1ef1c di\u1ec7n v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng v\u00e0 nh\u1eefng r\u00e0o c\u1ea3n k\u1ef9 thu\u1eadt v\u1eabn \u0111ang k\u00ecm h\u00e3m s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a c\u00e1c doanh nghi\u1ec7p v\u1eeba v\u00e0 nh\u1ecf (SME). Trong m\u1ed9t h\u1ec7 sinh th\u00e1i n\u01a1i m\u00e0 c\u00e1c \u0111i\u1ec3m ngh\u1ebdn thanh to\u00e1n t\u1ea1i qu\u1ea7y v\u1eabn \u0111ang \u0111e d\u1ecda tr\u1ef1c ti\u1ebfp \u0111\u1ebfn 22,7 t\u1ef7 b\u1ea3ng Anh gi\u00e1 tr\u1ecb giao d\u1ecbch m\u1ed7i n\u0103m, Zeller mang \u0111\u1ebfn hy v\u1ecdng cho h\u00e0ng tri\u1ec7u th\u01b0\u01a1ng nh\u00e2n th\u00f4ng qua vi\u1ec7c tinh gi\u1ea3n h\u00f3a quy tr\u00ecnh v\u1eadn h\u00e0nh v\u00e0 ti\u1ebft ki\u1ec7m chi ph\u00ed l\u00ean t\u1edbi 5,2 t\u1ef7 b\u1ea3ng Anh. Vi\u1ec7c \u0111\u1ecbnh ngh\u0129a l\u1ea1i gi\u1ea3i ph\u00e1p thanh to\u00e1n SME t\u1ea1i Anh hi\u1ec7n nay kh\u00f4ng ch\u1ec9 l\u00e0 b\u00e0i to\u00e1n v\u1ec1 c\u00f4ng ngh\u1ec7, m\u00e0 l\u00e0 m\u1ed9t cu\u1ed9c chi\u1ebfn gi\u00e0nh l\u1ea5y hi\u1ec7u su\u1ea5t trong k\u1ef7 nguy\u00ean s\u1ed1.<\/p>\n

\n \"Gi\u1ea3i
\u1ea2nh t\u1eeb ngu\u1ed3n: thefintechtimes.com<\/em><\/figcaption><\/figure>\n

S\u1ef1 xu\u1ea5t hi\u1ec7n c\u1ee7a Zeller \u0111\u1eb7t ra c\u00e2u h\u1ecfi v\u1ec1 n\u0103ng l\u1ef1c th\u1ef1c s\u1ef1 c\u1ee7a h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng di s\u1ea3n. C\u00e1c nh\u00e0 b\u0103ng l\u00e2u \u0111\u1eddi t\u1ea1i Anh t\u1eeb l\u00e2u \u0111\u00e3 duy tr\u00ec nh\u1eefng c\u1ea5u tr\u00fac h\u1ea1 t\u1ea7ng c\u1ed3ng k\u1ec1nh, n\u01a1i s\u1ef1 thi\u1ebfu \u0111\u1ed3ng b\u1ed9 gi\u1eefa c\u00e1c ph\u1ea7n m\u1ec1m qu\u1ea3n l\u00fd v\u00e0 h\u1ec7 th\u1ed1ng x\u1eed l\u00fd giao d\u1ecbch v\u00f4 h\u00ecnh trung t\u1ea1o ra ma s\u00e1t kinh kh\u1ee7ng t\u1ea1i m\u1ed7i \u0111i\u1ec3m ch\u1ea1m kh\u00e1ch h\u00e0ng. Khi m\u1ed9t kho\u1ea3n thanh to\u00e1n b\u1ecb gi\u00e1n \u0111o\u1ea1n, \u0111\u00f3 kh\u00f4ng ch\u1ec9 l\u00e0 s\u1ef1 b\u1ea5t ti\u1ec7n trong tr\u1ea3i nghi\u1ec7m ng\u01b0\u1eddi d\u00f9ng, m\u00e0 l\u00e0 s\u1ef1 r\u00f2 r\u1ec9 d\u00f2ng ti\u1ec1n m\u1ed9t c\u00e1ch \u00e2m th\u1ea7m nh\u01b0ng dai d\u1eb3ng. \u0110\u00e1ng ch\u00fa \u00fd, \u0111\u00e2y l\u00e0 xu h\u01b0\u1edbng m\u00e0 ch\u00fang t\u00f4i t\u1eebng \u0111\u1ec1 c\u1eadp khi ph\u00e2n t\u00edch v\u1ec1 nh\u1eefng l\u00e0n s\u00f3ng t\u1ed1i \u01b0u h\u00f3a giao d\u1ecbch t\u1ea1i Anh, c\u1ee5 th\u1ec3 l\u00e0 trong b\u00e0i vi\u1ebft v\u1ec1 C\u00f4ng ngh\u1ec7 b\u1ea5t \u0111\u1ed9ng s\u1ea3n Proptech v\u00e0 l\u00e0n s\u00f3ng t\u1ed1i \u01b0u h\u00f3a giao d\u1ecbch t\u1ea1i Anh<\/a>, n\u01a1i m\u00e0 c\u00f4ng ngh\u1ec7 \u0111ang d\u1ea7n thay th\u1ebf c\u00e1c m\u00f4 h\u00ecnh v\u1eadn h\u00e0nh ch\u1eadm ch\u1ea1p \u0111\u1ec3 ki\u1ebfn t\u1ea1o nh\u1eefng lu\u1ed3ng gi\u00e1 tr\u1ecb m\u1edbi.<\/p>\n

Khi ma s\u00e1t thanh to\u00e1n tr\u1edf th\u00e0nh g\u00e1nh n\u1eb7ng kinh t\u1ebf<\/h2>\n

\u0110\u1ec3 hi\u1ec3u v\u00ec sao Zeller c\u00f3 th\u1ec3 k\u1ef3 v\u1ecdng ti\u1ebft ki\u1ec7m t\u1edbi 5,2 t\u1ef7 b\u1ea3ng Anh cho gi\u1edbi th\u01b0\u01a1ng nh\u00e2n, ch\u00fang ta c\u1ea7n nh\u00ecn s\u00e2u v\u00e0o b\u1ea3n ch\u1ea5t c\u1ee7a c\u00e1c n\u00fat th\u1eaft k\u1ef9 thu\u1eadt hi\u1ec7n nay. Trong nhi\u1ec1u n\u0103m qua, c\u00e1c doanh nghi\u1ec7p SME t\u1ea1i Anh th\u01b0\u1eddng xuy\u00ean ph\u1ea3i l\u00e0m vi\u1ec7c v\u1edbi c\u00e1c h\u1ec7 th\u1ed1ng r\u1eddi r\u1ea1c, t\u1eeb vi\u1ec7c qu\u1ea3n l\u00fd \u0111\u01a1n h\u00e0ng cho \u0111\u1ebfn t\u00edch h\u1ee3p c\u1ed5ng thanh to\u00e1n. S\u1ef1 thi\u1ebfu h\u1ee5t m\u1ed9t n\u1ec1n t\u1ea3ng “t\u1ea5t c\u1ea3 trong m\u1ed9t” khi\u1ebfn h\u1ecd ph\u1ea3i tr\u1ea3 ph\u00ed cao cho c\u00e1c trung gian kh\u00f4ng c\u1ea7n thi\u1ebft, \u0111\u1ed3ng th\u1eddi \u0111\u1ed1i m\u1eb7t v\u1edbi t\u1ef7 l\u1ec7 t\u1eeb ch\u1ed1i giao d\u1ecbch cao do s\u1ef1 thi\u1ebfu \u0111\u1ed3ng b\u1ed9 v\u1ec1 d\u1eef li\u1ec7u. Nh\u1eefng l\u00e3ng ph\u00ed n\u00e0y kh\u00f4ng ch\u1ec9 n\u1eb1m \u1edf ph\u00ed giao d\u1ecbch \u0111\u01a1n thu\u1ea7n, m\u00e0 c\u00f2n n\u1eb1m \u1edf chi ph\u00ed c\u01a1 h\u1ed9i \u2013 th\u1eddi gian doanh nghi\u1ec7p ph\u1ea3i b\u1ecf ra \u0111\u1ec3 x\u1eed l\u00fd c\u00e1c v\u1ea5n \u0111\u1ec1 k\u1ef9 thu\u1eadt thay v\u00ec t\u1eadp trung v\u00e0o t\u0103ng tr\u01b0\u1edfng doanh thu.<\/p>\n

Th\u1ef1c t\u1ebf cho th\u1ea5y, th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh kh\u00f4ng c\u00f2n l\u00e0 s\u00e2n ch\u01a1i d\u00e0nh cho nh\u1eefng k\u1ebb \u0111\u1ed9c quy\u1ec1n n\u1eafm gi\u1eef th\u00f4ng tin hay h\u1ea1 t\u1ea7ng c\u0169 k\u1ef9. Nh\u1eefng m\u00f4 h\u00ecnh fintech ki\u1ec3u m\u1eabu c\u1ee7a Zeller t\u1eadp trung v\u00e0o vi\u1ec7c x\u00f3a b\u1ecf kho\u1ea3ng c\u00e1ch gi\u1eefa ph\u1ea7n c\u1ee9ng POS v\u00e0 ph\u1ea7n m\u1ec1m qu\u1ea3n tr\u1ecb doanh nghi\u1ec7p. B\u1eb1ng c\u00e1ch t\u00edch h\u1ee3p ch\u1eb7t ch\u1ebd, h\u1ecd cho ph\u00e9p c\u00e1c \u0111\u01a1n v\u1ecb kinh doanh c\u00f3 \u0111\u01b0\u1ee3c c\u00e1i nh\u00ecn to\u00e0n c\u1ea3nh v\u1ec1 d\u00f2ng ti\u1ec1n, t\u1eeb \u0111\u00f3 gi\u1ea3m b\u1edbt nh\u1eefng kho\u1ea3ng tr\u1ec5 trong h\u1ea1ch to\u00e1n v\u00e0 t\u1ed1i \u01b0u h\u00f3a v\u00f2ng quay v\u1ed1n. C\u00e2u chuy\u1ec7n v\u1ec1 vi\u1ec7c t\u1ed1i \u01b0u h\u00f3a n\u00e0y c\u00f3 n\u00e9t t\u01b0\u01a1ng \u0111\u1ed3ng v\u1edbi nh\u1eefng \u0111\u1ed5i m\u1edbi trong m\u1ea3ng t\u00edn d\u1ee5ng, ch\u1eb3ng h\u1ea1n nh\u01b0 c\u00fa h\u00edch t\u1eeb Open Banking m\u00e0 ch\u00fang ta \u0111\u00e3 t\u1eebng ph\u00e2n t\u00edch trong b\u00e0i vi\u1ebft Open Banking v\u00e0 c\u00fa h\u00edch t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng t\u1ea1i Tamara<\/a>, n\u01a1i m\u00e0 d\u1eef li\u1ec7u m\u1edf \u0111\u00f3ng vai tr\u00f2 l\u00e0 “ch\u00eca kh\u00f3a v\u00e0ng” \u0111\u1ec3 kh\u01a1i th\u00f4ng d\u00f2ng ch\u1ea3y t\u00e0i ch\u00ednh cho ng\u01b0\u1eddi d\u00f9ng v\u00e0 doanh nghi\u1ec7p.<\/p>\n

Cu\u1ed9c chi\u1ebfn gi\u00e0nh l\u1ea5y ni\u1ec1m tin trong k\u1ef7 nguy\u00ean s\u1ed1<\/h2>\n

S\u1ef1 x\u00e2m nh\u1eadp c\u1ee7a Zeller v\u00e0o Anh kh\u00f4ng ch\u1ec9 l\u00e0 m\u1ed9t b\u01b0\u1edbc \u0111i v\u1ec1 th\u1ecb ph\u1ea7n, m\u00e0 l\u00e0 s\u1ef1 ki\u1ec3m ch\u1ee9ng cho gi\u1ea3 thuy\u1ebft v\u1ec1 t\u00ednh kh\u1ea3 thi c\u1ee7a m\u00f4 h\u00ecnh fintech xuy\u00ean bi\u00ean gi\u1edbi. Anh v\u1ed1n l\u00e0 “th\u1ee7 ph\u1ee7” c\u1ee7a fintech th\u1ebf gi\u1edbi v\u1edbi s\u1ef1 hi\u1ec7n di\u1ec7n c\u1ee7a nh\u1eefng c\u00e1i t\u00ean s\u1eebng s\u1ecf. Tuy nhi\u00ean, th\u1ecb tr\u01b0\u1eddng n\u00e0y v\u1eabn t\u1ed3n t\u1ea1i nh\u1eefng ng\u00e1ch nh\u1ecf \u0111\u1ea7y ti\u1ec1m n\u0103ng \u2013 ch\u00ednh l\u00e0 ph\u00e2n kh\u00fac SME, v\u1ed1n th\u01b0\u1eddng b\u1ecb c\u00e1c \u00f4ng l\u1edbn trong ng\u00e0nh ng\u00e2n h\u00e0ng l\u00e3ng qu\u00ean ho\u1eb7c ph\u1ee5c v\u1ee5 v\u1edbi ch\u1ea5t l\u01b0\u1ee3ng d\u1ecbch v\u1ee5 th\u1ea5p. Zeller kh\u00f4ng \u0111\u1ebfn \u0111\u1ec3 t\u1ea1o ra m\u1ed9t c\u01a1n s\u1ed1t t\u1ee9c th\u1eddi; h\u1ecd mang \u0111\u1ebfn m\u1ed9t tri\u1ebft l\u00fd thi\u1ebft k\u1ebf s\u1ea3n ph\u1ea9m t\u1eadp trung v\u00e0o s\u1ef1 li\u1ec1n m\u1ea1ch, n\u01a1i m\u1ed7i c\u00fa qu\u1eb9t th\u1ebb hay m\u1ed7i thao t\u00e1c thanh to\u00e1n \u0111\u1ec1u tr\u1edf th\u00e0nh d\u1eef li\u1ec7u gi\u00e1 tr\u1ecb \u0111\u1ec3 doanh nghi\u1ec7p hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 h\u00e0nh vi kh\u00e1ch h\u00e0ng.<\/p>\n

Nh\u00ecn r\u1ed9ng h\u01a1n, ch\u00fang ta c\u1ea7n c\u1ea9n tr\u1ecdng tr\u01b0\u1edbc nh\u1eefng r\u1ee7i ro \u0111i k\u00e8m v\u1edbi l\u00e0n s\u00f3ng chuy\u1ec3n \u0111\u1ed5i s\u1ed1 m\u1ea1nh m\u1ebd n\u00e0y. Khi m\u1ecdi quy tr\u00ecnh thanh to\u00e1n \u0111\u1ec1u \u0111\u01b0\u1ee3c t\u00edch h\u1ee3p s\u00e2u v\u00e0o n\u1ec1n t\u1ea3ng s\u1ed1, r\u1ee7i ro v\u1ec1 an ninh m\u1ea1ng v\u00e0 gian l\u1eadn th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed tr\u1edf n\u00ean ph\u1ee9c t\u1ea1p h\u01a1n bao gi\u1edd h\u1ebft. \u0110\u00e2y l\u00e0 m\u1ed9t ngh\u1ecbch l\u00fd c\u1ee7a k\u1ef7 nguy\u00ean s\u1ed1 m\u00e0 kh\u00f4ng m\u1ed9t \u0111\u01a1n v\u1ecb n\u00e0o c\u00f3 th\u1ec3 ch\u1ee7 quan, t\u01b0\u01a1ng t\u1ef1 nh\u01b0 nh\u1eefng g\u00ec \u0111\u01b0\u1ee3c \u0111\u1ec1 c\u1eadp trong b\u00e0i vi\u1ebft v\u1ec1 Gian l\u1eadn th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed v\u00e0 nh\u1eefng ngh\u1ecbch l\u00fd trong k\u1ef7 nguy\u00ean s\u1ed1<\/a>. M\u1ed9t gi\u1ea3i ph\u00e1p thanh to\u00e1n t\u1ed1t kh\u00f4ng ch\u1ec9 c\u1ea7n nhanh, ti\u1ec7n m\u00e0 c\u00f2n ph\u1ea3i l\u00e0 m\u1ed9t “ph\u00e1o \u0111\u00e0i” b\u1ea3o m\u1eadt v\u1eefng ch\u1eafc, \u0111\u1ee7 kh\u1ea3 n\u0103ng \u0111\u1ed1i ph\u00f3 v\u1edbi nh\u1eefng thu\u1eadt to\u00e1n t\u1ea5n c\u00f4ng ng\u00e0y c\u00e0ng tinh vi c\u1ee7a t\u1ed9i ph\u1ea1m t\u00e0i ch\u00ednh.<\/p>\n

Tri\u1ec3n v\u1ecdng v\u00e0 l\u1eddi khuy\u00ean th\u1ef1c chi\u1ebfn<\/h2>\n

D\u1ef1 b\u00e1o trong 3 \u0111\u1ebfn 6 th\u00e1ng t\u1edbi, th\u1ecb tr\u01b0\u1eddng Anh s\u1ebd ch\u1ee9ng ki\u1ebfn s\u1ef1 ph\u1ea3n kh\u00e1ng m\u1ea1nh m\u1ebd t\u1eeb c\u00e1c ng\u00e2n h\u00e0ng di s\u1ea3n. H\u1ecd ch\u1eafc ch\u1eafn s\u1ebd kh\u00f4ng ng\u1ed3i y\u00ean nh\u00ecn mi\u1ebfng b\u00e1nh th\u1ecb ph\u1ea7n SME b\u1ecb san s\u1ebb. Ch\u00fang ta c\u00f3 th\u1ec3 k\u1ef3 v\u1ecdng v\u00e0o m\u1ed9t cu\u1ed9c \u0111ua v\u1ec1 h\u1ea1 t\u1ea7ng c\u00f4ng ngh\u1ec7, n\u01a1i c\u00e1c ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng s\u1ebd ph\u1ea3i chi m\u1ea1nh tay \u0111\u1ec3 n\u00e2ng c\u1ea5p h\u1ec7 th\u1ed1ng ho\u1eb7c th\u00e2u t\u00f3m c\u00e1c fintech nh\u1ecf l\u1ebb \u0111\u1ec3 gi\u1eef ch\u00e2n kh\u00e1ch h\u00e0ng. \u0110\u1ed1i v\u1edbi c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 v\u00e0 c\u00e1c doanh nghi\u1ec7p \u0111ang t\u00ecm ki\u1ebfm gi\u1ea3i ph\u00e1p thanh to\u00e1n, \u0111\u00e2y l\u00e0 th\u1eddi \u0111i\u1ec3m v\u00e0ng \u0111\u1ec3 quan s\u00e1t s\u1ef1 thay \u0111\u1ed5i trong c\u1ea5u tr\u00fac ph\u00ed d\u1ecbch v\u1ee5. Th\u1ecb tr\u01b0\u1eddng \u0111ang nghi\u00eang d\u1ea7n v\u1ec1 ph\u00eda nh\u1eefng \u0111\u01a1n v\u1ecb c\u00f3 kh\u1ea3 n\u0103ng cung c\u1ea5p tr\u1ea3i nghi\u1ec7m to\u00e0n di\u1ec7n v\u1edbi chi ph\u00ed v\u1eadn h\u00e0nh th\u1ea5p nh\u1ea5t.<\/p>\n

D\u00e0nh cho nh\u1eefng nh\u00e0 \u0111\u1ea7u t\u01b0 t\u1ea1i taichinhphowall.com, h\u00e3y nh\u00ecn nh\u1eadn c\u00e1c \u0111\u1ed9ng th\u00e1i c\u1ee7a Zeller nh\u01b0 m\u1ed9t t\u00edn hi\u1ec7u cho th\u1ea5y s\u1ef1 d\u1ecbch chuy\u1ec3n kh\u00f4ng th\u1ec3 \u0111\u1ea3o ng\u01b0\u1ee3c c\u1ee7a ng\u00e0nh t\u00e0i ch\u00ednh sang m\u00f4 h\u00ecnh t\u00edch h\u1ee3p d\u1eef li\u1ec7u. \u0110\u1eebng ch\u1ec9 t\u1eadp trung v\u00e0o bi\u00ean l\u1ee3i nhu\u1eadn ng\u1eafn h\u1ea1n c\u1ee7a c\u00e1c doanh nghi\u1ec7p thanh to\u00e1n, m\u00e0 h\u00e3y \u0111\u00e1nh gi\u00e1 ti\u1ec1m n\u0103ng d\u1ef1a tr\u00ean kh\u1ea3 n\u0103ng “d\u00ednh k\u1ebft” c\u1ee7a s\u1ea3n ph\u1ea9m v\u1edbi h\u1ec7 sinh th\u00e1i kh\u00e1ch h\u00e0ng. Nh\u1eefng \u0111\u01a1n v\u1ecb l\u00e0m ch\u1ee7 \u0111\u01b0\u1ee3c \u0111i\u1ec3m ch\u1ea1m thanh to\u00e1n, n\u1eafm gi\u1eef \u0111\u01b0\u1ee3c d\u1eef li\u1ec7u giao d\u1ecbch th\u1ef1c th\u1eddi, ch\u00ednh l\u00e0 nh\u1eefng c\u00e1i t\u00ean n\u1eafm gi\u1eef t\u01b0\u01a1ng lai c\u1ee7a n\u1ec1n kinh t\u1ebf s\u1ed1. Vi\u1ec7c \u0111\u1ea7u t\u01b0 v\u00e0o nh\u1eefng c\u00f4ng ngh\u1ec7 t\u1ed1i \u01b0u h\u00f3a giao d\u1ecbch kh\u00f4ng ch\u1ec9 l\u00e0 mua l\u1ea5y m\u1ed9t gi\u1ea3i ph\u00e1p ph\u1ea7n m\u1ec1m, m\u00e0 l\u00e0 \u0111\u1ea7u t\u01b0 v\u00e0o s\u1ef1 hi\u1ec7u qu\u1ea3 c\u1ee7a to\u00e0n b\u1ed9 chu\u1ed7i gi\u00e1 tr\u1ecb doanh nghi\u1ec7p.<\/p>\n

S\u1ef1 hi\u1ec7n di\u1ec7n c\u1ee7a Zeller t\u1ea1i th\u1ecb tr\u01b0\u1eddng Anh kh\u00f4ng ch\u1ec9 l\u00e0 c\u00e2u chuy\u1ec7n c\u1ee7a m\u1ed9t startup c\u00f4ng ngh\u1ec7, m\u00e0 l\u00e0 bi\u1ec3u t\u01b0\u1ee3ng cho th\u1ea5y quy\u1ec1n l\u1ef1c \u0111ang d\u1ea7n chuy\u1ec3n d\u1ecbch t\u1eeb nh\u1eefng \u0111\u1ecbnh ch\u1ebf t\u00e0i ch\u00ednh \u0111\u1ed3 s\u1ed9 sang nh\u1eefng n\u1ec1n t\u1ea3ng linh ho\u1ea1t, l\u1ea5y ng\u01b0\u1eddi d\u00f9ng l\u00e0m trung t\u00e2m. Trong th\u1ebf gi\u1edbi c\u1ee7a fintech, k\u1ebb n\u00e0o gi\u1ea3i quy\u1ebft \u0111\u01b0\u1ee3c n\u1ed7i \u0111au l\u1edbn nh\u1ea5t c\u1ee7a kh\u00e1ch h\u00e0ng m\u1ed9t c\u00e1ch tinh g\u1ecdn nh\u1ea5t, k\u1ebb \u0111\u00f3 s\u1ebd n\u1eafm gi\u1eef ch\u00eca kh\u00f3a th\u1ecb tr\u01b0\u1eddng. V\u00e0 khi nh\u1eefng r\u00e0o c\u1ea3n thanh to\u00e1n c\u0169 k\u1ef9 d\u1ea7n s\u1ee5p \u0111\u1ed5, ch\u00fang ta \u0111ang ti\u1ebfn g\u1ea7n h\u01a1n \u0111\u1ebfn m\u1ed9t k\u1ef7 nguy\u00ean m\u00e0 \u1edf \u0111\u00f3, d\u00f2ng ti\u1ec1n l\u01b0u th\u00f4ng kh\u00f4ng c\u00f2n b\u1ecb k\u00ecm h\u00e3m b\u1edfi nh\u1eefng ma s\u00e1t v\u00f4 l\u00fd c\u1ee7a c\u00f4ng ngh\u1ec7 l\u1ea1c h\u1eadu.<\/p>\n

B\u00e0i vi\u1ebft \u0111\u00e3 \u0111\u01b0\u1ee3c bi\u00ean t\u1eadp l\u1ea1i t\u1eeb ngu\u1ed3n: thefintechtimes.com<\/em><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Th\u1ecb tr\u01b0\u1eddng thanh to\u00e1n t\u1ea1i Anh \u0111ang \u0111\u1ee9ng tr\u01b0\u1edbc m\u1ed9t cu\u1ed9c chuy\u1ec3n m\u00ecnh m\u1ea1nh m\u1ebd khi Zeller, k\u1ef3 l\u00e2n fintech \u0111\u1ebfn t\u1eeb Australia, ch\u00ednh th\u1ee9c \u0111\u1ed5 b\u1ed9 v\u00e0o th\u1ecb tr\u01b0\u1eddng \u0111\u1ea7y kh\u1eafc nghi\u1ec7t n\u00e0y. S\u1ef1 gia nh\u1eadp c\u1ee7a Zeller kh\u00f4ng ch\u1ec9 \u0111\u01a1n thu\u1ea7n l\u00e0 m\u1ed9t b\u01b0\u1edbc m\u1edf r\u1ed9ng \u0111\u1ecba l\u00fd, m\u00e0 l\u00e0 m\u1ed9t l\u1eddi tuy\u00ean […]<\/p>\n","protected":false},"author":1,"featured_media":11319,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[63],"tags":[],"class_list":["post-11320","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cong-nghe-tai-chinh-va-doi-moi"],"_links":{"self":[{"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/posts\/11320","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/comments?post=11320"}],"version-history":[{"count":0,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/posts\/11320\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/media\/11319"}],"wp:attachment":[{"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/media?parent=11320"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/categories?post=11320"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/tags?post=11320"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}