{"id":11072,"date":"2026-05-01T15:45:17","date_gmt":"2026-05-01T08:45:17","guid":{"rendered":"https:\/\/taichinhphowall.com\/index.php\/2026\/05\/01\/tai-cau-truc-venmo-chien-luoc-thanh-toan-so-day-tham-vong-cua-paypal\/"},"modified":"2026-05-03T16:33:24","modified_gmt":"2026-05-03T09:33:24","slug":"tai-cau-truc-venmo-chien-luoc-thanh-toan-so-day-tham-vong-cua-paypal","status":"publish","type":"post","link":"https:\/\/taichinhphowall.com\/index.php\/2026\/05\/01\/tai-cau-truc-venmo-chien-luoc-thanh-toan-so-day-tham-vong-cua-paypal\/","title":{"rendered":"T\u00e1i c\u1ea5u tr\u00fac Venmo: Chi\u1ebfn l\u01b0\u1ee3c thanh to\u00e1n s\u1ed1 \u0111\u1ea7y tham v\u1ecdng c\u1ee7a PayPal"},"content":{"rendered":"
\n

Vi\u1ec7c Enrique Lores, CEO m\u1edbi c\u1ee7a PayPal, quy\u1ebft \u0111\u1ecbnh t\u00e1ch Venmo th\u00e0nh m\u1ed9t \u0111\u01a1n v\u1ecb kinh doanh \u0111\u1ed9c l\u1eadp kh\u00f4ng \u0111\u01a1n thu\u1ea7n l\u00e0 m\u1ed9t cu\u1ed9c c\u1ea3i t\u1ed5 h\u00e0nh ch\u00ednh, m\u00e0 l\u00e0 m\u1ed9t c\u00fa xoay tr\u1ee5c chi\u1ebfn l\u01b0\u1ee3c trong cu\u1ed9c chi\u1ebfn gi\u00e0nh th\u1ecb ph\u1ea7n thanh to\u00e1n s\u1ed1 v\u1ed1n \u0111ang ng\u00e0y c\u00e0ng kh\u1ed1c li\u1ec7t. Trong b\u1ed1i c\u1ea3nh c\u00e1c “\u0111\u1ea1i gia” c\u00f4ng ngh\u1ec7 nh\u01b0 Apple, Google v\u00e0 n\u1ec1n t\u1ea3ng thanh to\u00e1n Stripe \u0111ang kh\u00f4ng ng\u1eebng b\u00e0nh tr\u01b0\u1edbng, vi\u1ec7c t\u1ed1i \u01b0u h\u00f3a c\u1ea5u tr\u00fac doanh nghi\u1ec7p b\u1eb1ng c\u00e1ch bi\u1ec7t l\u1eadp Venmo mang l\u1ea1i nhi\u1ec1u \u00fd ngh\u0129a s\u00e2u xa. \u0110\u00e2y kh\u00f4ng ch\u1ec9 l\u00e0 b\u01b0\u1edbc \u0111i nh\u1eb1m l\u00e0m n\u1ed5i b\u1eadt hi\u1ec7u su\u1ea5t c\u1ee7a m\u1ed9t trong nh\u1eefng t\u00e0i s\u1ea3n gi\u00e1 tr\u1ecb nh\u1ea5t h\u1ec7 sinh th\u00e1i PayPal, m\u00e0 c\u00f2n l\u00e0 t\u00edn hi\u1ec7u ph\u00e1t \u0111i th\u1ecb tr\u01b0\u1eddng v\u1ec1 kh\u1ea3 n\u0103ng s\u1eb5n s\u00e0ng cho c\u00e1c th\u01b0\u01a1ng v\u1ee5 M&A, gi\u00fap \u0111\u1ecbnh h\u00ecnh l\u1ea1i v\u1ecb th\u1ebf c\u1ea1nh tranh c\u1ee7a t\u1eadp \u0111o\u00e0n trong k\u1ef7 nguy\u00ean t\u00e0i ch\u00ednh s\u1ed1 h\u00f3a.<\/p>\n

\n \"T\u00e1i
\u1ea2nh t\u1eeb ngu\u1ed3n: cnbc.com<\/em><\/figcaption><\/figure>\n

\u0110i\u1ec3m r\u01a1i chi\u1ebfn l\u01b0\u1ee3c v\u00e0 s\u1ef1 c\u1ea7n thi\u1ebft c\u1ee7a vi\u1ec7c t\u00e1ch l\u1ebb Venmo<\/h2>\n

Th\u1ecb tr\u01b0\u1eddng thanh to\u00e1n \u0111i\u1ec7n t\u1eed \u0111\u00e3 ch\u1ee9ng ki\u1ebfn nh\u1eefng bi\u1ebfn \u0111\u1ed9ng kh\u00f4ng ng\u1eebng, n\u01a1i m\u00e0 s\u1ef1 nhanh nh\u1ea1y v\u00e0 t\u00ednh chuy\u00ean bi\u1ec7t tr\u1edf th\u00e0nh chi\u1ebfc ch\u00eca kh\u00f3a v\u1ea1n n\u0103ng. Quy\u1ebft \u0111\u1ecbnh c\u1ee7a \u00f4ng Lores nh\u1eb1m c\u00f4 l\u1eadp Venmo v\u00e0o m\u1ed9t ph\u00e2n kh\u00fac ri\u00eang bi\u1ec7t cho ph\u00e9p ban l\u00e3nh \u0111\u1ea1o PayPal c\u00f3 c\u00e1i nh\u00ecn tr\u1ef1c di\u1ec7n, r\u00e0nh m\u1ea1ch h\u01a1n v\u1ec1 d\u00f2ng ti\u1ec1n v\u00e0 hi\u1ec7u qu\u1ea3 v\u1eadn h\u00e0nh c\u1ee7a s\u1ea3n ph\u1ea9m n\u00e0y. V\u1edbi g\u1ea7n 100 tri\u1ec7u ng\u01b0\u1eddi d\u00f9ng, Venmo t\u1eeb l\u00e2u \u0111\u00e3 \u0111\u01b0\u1ee3c gi\u1edbi \u0111\u1ea7u t\u01b0 coi l\u00e0 “vi\u00ean ng\u1ecdc qu\u00fd” c\u1ee7a PayPal. Vi\u1ec7c t\u00e1ch ri\u00eang kh\u00f4ng ch\u1ec9 gi\u00fap doanh nghi\u1ec7p tinh g\u1ecdn b\u1ed9 m\u00e1y qu\u1ea3n l\u00fd m\u00e0 c\u00f2n l\u00e0 b\u01b0\u1edbc chu\u1ea9n b\u1ecb k\u1ef9 thu\u1eadt c\u1ea7n thi\u1ebft \u0111\u1ec3 d\u1ec5 d\u00e0ng \u0111\u1ecbnh gi\u00e1 t\u00e0i s\u1ea3n n\u00e0y trong tr\u01b0\u1eddng h\u1ee3p c\u00f3 nh\u1eefng l\u1eddi \u0111\u1ec1 ngh\u1ecb mua l\u1ea1i t\u1eeb c\u00e1c \u0111\u1ed1i th\u1ee7 l\u1edbn. <\/p>\n

Vi\u1ec7c b\u1ed5 nhi\u1ec7m m\u1ed9t v\u1ecb l\u00e3nh \u0111\u1ea1o chuy\u00ean bi\u1ec7t cho m\u1ea3ng Venmo cho th\u1ea5y \u00fd ch\u00ed mu\u1ed1n “b\u01a1m th\u00eam n\u0103ng l\u01b0\u1ee3ng” v\u00e0o kh\u1ea3 n\u0103ng t\u0103ng tr\u01b0\u1edfng c\u1ee7a \u1ee9ng d\u1ee5ng n\u00e0y. Trong nhi\u1ec1u n\u0103m qua, d\u00f9 s\u1edf h\u1eefu l\u01b0\u1ee3ng ng\u01b0\u1eddi d\u00f9ng kh\u1ed5ng l\u1ed3, nh\u01b0ng \u00e1p l\u1ef1c t\u1eeb vi\u1ec7c duy tr\u00ec t\u0103ng tr\u01b0\u1edfng trong m\u1ed9t c\u1ea5u tr\u00fac c\u1ed3ng k\u1ec1nh \u0111\u00e3 khi\u1ebfn PayPal m\u1ea5t \u0111i ph\u1ea7n n\u00e0o l\u1ee3i th\u1ebf c\u1ea1nh tranh so v\u1edbi c\u00e1c \u0111\u1ed1i th\u1ee7 nhanh nh\u1eb9n h\u01a1n. Nh\u1eefng thay \u0111\u1ed5i v\u1ec1 nh\u00e2n s\u1ef1 c\u1ea5p cao, bao g\u1ed3m c\u1ea3 vi\u1ec7c chia tay c\u00e1c qu\u1ea3n l\u00fd c\u0169 v\u00e0 thi\u1ebft l\u1eadp c\u00e1c \u0111\u01a1n v\u1ecb m\u1edbi, ph\u1ea3n \u00e1nh r\u00f5 r\u00e0ng quy\u1ebft t\u00e2m c\u1ee7a CEO Lores trong vi\u1ec7c thay th\u1ebf l\u1ed1i m\u00f2n qu\u1ea3n tr\u1ecb c\u0169 k\u1ef9 b\u1eb1ng m\u1ed9t t\u01b0 duy \u0111\u1ed9t ph\u00e1, ph\u00f9 h\u1ee3p v\u1edbi xu h\u01b0\u1edbng thanh to\u00e1n hi\u1ec7n \u0111\u1ea1i.<\/p>\n

C\u1ea5u tr\u00fac l\u1ea1i b\u1ed9 m\u00e1y \u0111\u1ec3 t\u00e1i thi\u1ebft t\u0103ng tr\u01b0\u1edfng trong k\u1ef7 nguy\u00ean AI<\/h2>\n

B\u00ean c\u1ea1nh vi\u1ec7c t\u00e1ch Venmo, PayPal c\u0169ng \u0111ang th\u1ef1c hi\u1ec7n t\u00e1i c\u1ea5u tr\u00fac t\u1ed5ng th\u1ec3 theo h\u01b0\u1edbng chia nh\u1ecf c\u00e1c ph\u00e2n kh\u00fac \u0111\u1ec3 ph\u1ee5c v\u1ee5 m\u1ee5c ti\u00eau t\u0103ng tr\u01b0\u1edfng d\u00e0i h\u1ea1n. Vi\u1ec7c th\u00e0nh l\u1eadp nh\u00f3m chuy\u1ec3n \u0111\u1ed5i tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o (AI) cho th\u1ea5y t\u1eadp \u0111o\u00e0n \u0111ang mu\u1ed1n t\u1eadn d\u1ee5ng s\u1ee9c m\u1ea1nh c\u1ee7a d\u1eef li\u1ec7u l\u1edbn \u0111\u1ec3 c\u00e1 nh\u00e2n h\u00f3a tr\u1ea3i nghi\u1ec7m kh\u00e1ch h\u00e0ng, m\u1ed9t y\u00eau c\u1ea7u b\u1eaft bu\u1ed9c \u0111\u1ed1i v\u1edbi b\u1ea5t k\u1ef3 n\u1ec1n t\u1ea3ng fintech n\u00e0o mu\u1ed1n t\u1ed3n t\u1ea1i v\u00e0 ph\u00e1t tri\u1ec3n trong giai \u0111o\u1ea1n t\u1edbi. S\u1ef1 k\u1ebft h\u1ee3p gi\u1eefa vi\u1ec7c t\u00e1ch bi\u1ec7t c\u00e1c \u0111\u01a1n v\u1ecb kinh doanh nh\u01b0 d\u1ecbch v\u1ee5 thanh to\u00e1n Braintree, ti\u1ec1n m\u00e3 h\u00f3a v\u00e0 m\u1ea3ng kinh doanh d\u00e0nh cho ng\u01b0\u1eddi b\u00e1n l\u00e0 m\u1ed9t l\u1ed9 tr\u00ecnh nh\u1eb1m t\u1ed1i \u01b0u h\u00f3a bi\u00ean l\u1ee3i nhu\u1eadn, \u0111\u1ed3ng th\u1eddi gi\u00fap m\u1ed7i ph\u00e2n kh\u00fac c\u00f3 kh\u1ea3 n\u0103ng t\u1ef1 v\u1eadn h\u00e0nh v\u00e0 th\u00edch nghi nhanh h\u01a1n tr\u01b0\u1edbc c\u00e1c bi\u1ebfn \u0111\u1ed9ng v\u0129 m\u00f4.<\/p>\n

\u00c1p l\u1ef1c t\u1eeb c\u1ed5 \u0111\u00f4ng v\u00e0 th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n l\u00e0 m\u1ed9t y\u1ebfu t\u1ed1 kh\u00f4ng th\u1ec3 xem nh\u1eb9. V\u1edbi m\u1ee9c s\u1ee5t gi\u1ea3m gi\u00e1 tr\u1ecb c\u1ed5 phi\u1ebfu \u0111\u00e1ng k\u1ec3 k\u1ec3 t\u1eeb th\u1eddi k\u1ef3 \u0111\u1ec9nh cao \u0111\u1ea1i d\u1ecbch, ban l\u00e3nh \u0111\u1ea1o PayPal bu\u1ed9c ph\u1ea3i h\u00e0nh \u0111\u1ed9ng quy\u1ebft li\u1ec7t. Vi\u1ec7c tinh g\u1ecdn b\u1ed9 m\u00e1y, th\u1eadm ch\u00ed l\u00e0 c\u00e2n nh\u1eafc c\u1eaft gi\u1ea3m nh\u00e2n s\u1ef1, l\u00e0 nh\u1eefng li\u1ec1u thu\u1ed1c \u0111\u1eafng nh\u01b0ng c\u1ea7n thi\u1ebft \u0111\u1ec3 v\u1ef1c d\u1eady ni\u1ec1m tin t\u1eeb ph\u00eda c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0. Nh\u1eefng x\u00e1o tr\u1ed9n n\u1ed9i b\u1ed9, d\u00f9 mang l\u1ea1i nhi\u1ec1u ho\u00e0i nghi ng\u1eafn h\u1ea1n, nh\u01b0ng l\u1ea1i l\u00e0 ti\u1ec1n \u0111\u1ec1 cho m\u1ed9t s\u1ef1 chuy\u1ec3n m\u00ecnh m\u1ea1nh m\u1ebd h\u01a1n v\u1ec1 m\u1eb7t chi\u1ebfn l\u01b0\u1ee3c qu\u1ea3n tr\u1ecb v\u00e0 \u0111\u1ecbnh h\u01b0\u1edbng kinh doanh trong d\u00e0i h\u1ea1n.<\/p>\n

T\u00e1c \u0111\u1ed9ng \u0111\u1ebfn d\u00f2ng v\u1ed1n v\u00e0 cu\u1ed9c ch\u01a1i M&A tr\u00ean th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh<\/h2>\n

Nh\u1eefng bi\u1ebfn \u0111\u1ed9ng t\u1ea1i PayPal kh\u00f4ng ch\u1ec9 l\u00e0 chuy\u1ec7n ri\u00eang c\u1ee7a m\u1ed9t doanh nghi\u1ec7p c\u00f4ng ngh\u1ec7, m\u00e0 n\u00f3 c\u00f2n l\u00e0 l\u0103ng k\u00ednh ph\u1ea3n chi\u1ebfu xu h\u01b0\u1edbng t\u00e1i c\u1ea5u tr\u00fac trong ng\u00e0nh t\u00e0i ch\u00ednh to\u00e0n c\u1ea7u. Khi m\u1ed9t g\u00e3 kh\u1ed5ng l\u1ed3 nh\u01b0 PayPal c\u00f3 nh\u1eefng \u0111\u1ed9ng th\u00e1i “x\u00e9 l\u1ebb” \u0111\u1ec3 t\u1ed1i \u01b0u h\u00f3a gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n, th\u1ecb tr\u01b0\u1eddng l\u1eadp t\u1ee9c \u0111\u1eb7t ra k\u1ecbch b\u1ea3n v\u1ec1 c\u00e1c cu\u1ed9c s\u00e1p nh\u1eadp v\u00e0 mua l\u1ea1i (M&A) ti\u1ec1m n\u0103ng. Gi\u1edbi quan s\u00e1t Ph\u1ed1 Wall t\u1eeb l\u00e2u \u0111\u00e3 nh\u00ecn nh\u1eadn c\u00e1c ph\u1ea7n c\u1ee7a PayPal, \u0111\u1eb7c bi\u1ec7t l\u00e0 Venmo, nh\u01b0 m\u1ed9t m\u1ee5c ti\u00eau l\u00fd t\u01b0\u1edfng cho b\u1ea5t k\u1ef3 c\u00f4ng ty n\u00e0o mu\u1ed1n th\u00e2u t\u00f3m th\u1ecb ph\u1ea7n thanh to\u00e1n di \u0111\u1ed9ng ngay l\u1eadp t\u1ee9c.<\/p>\n

\u0110i\u1ec1u n\u00e0y t\u1ea1o ra nh\u1eefng t\u00e1c \u0111\u1ed9ng lan t\u1ecfa kh\u00f4ng nh\u1ecf \u0111\u1ebfn t\u00e2m l\u00fd th\u1ecb tr\u01b0\u1eddng. Vi\u1ec7c c\u1ed5 phi\u1ebfu c\u1ee7a c\u00f4ng ty ph\u1ea3n \u1ee9ng t\u00edch c\u1ef1c v\u1edbi th\u00f4ng tin t\u00e1i c\u1ea5u tr\u00fac ch\u1ee9ng t\u1ecf gi\u1edbi \u0111\u1ea7u t\u01b0 \u0111ang \u0111\u1eb7t c\u01b0\u1ee3c v\u00e0o m\u1ed9t t\u01b0\u01a1ng lai n\u01a1i c\u00e1c \u0111\u01a1n v\u1ecb nh\u1ecf h\u01a1n c\u00f3 th\u1ec3 ho\u1ea1t \u0111\u1ed9ng hi\u1ec7u qu\u1ea3 v\u00e0 c\u00f3 gi\u00e1 tr\u1ecb thanh kho\u1ea3n cao h\u01a1n. \u0110\u00e2y c\u0169ng l\u00e0 m\u1ed9t l\u1eddi nh\u1eafc nh\u1edf \u0111\u1ed1i v\u1edbi c\u00e1c doanh nghi\u1ec7p fintech t\u1ea1i Vi\u1ec7t Nam v\u1ec1 t\u1ea7m quan tr\u1ecdng c\u1ee7a vi\u1ec7c \u0111\u1ecbnh h\u00ecnh r\u00f5 m\u00f4 h\u00ecnh kinh doanh. S\u1ef1 chuy\u00ean m\u00f4n h\u00f3a, thay v\u00ec \u00f4m \u0111\u1ed3m \u0111a l\u0129nh v\u1ef1c, \u0111ang tr\u1edf th\u00e0nh xu h\u01b0\u1edbng ch\u1ee7 \u0111\u1ea1o gi\u00fap doanh nghi\u1ec7p t\u0103ng kh\u1ea3 n\u0103ng ch\u1ed1ng ch\u1ecbu v\u00e0 thu h\u00fat ngu\u1ed3n v\u1ed1n ngo\u1ea1i, trong b\u1ed1i c\u1ea3nh c\u00e1c \u0111\u1ecbnh ch\u1ebf t\u00e0i ch\u00ednh to\u00e0n c\u1ea7u \u0111ang r\u00e0 so\u00e1t l\u1ea1i danh m\u1ee5c \u0111\u1ea7u t\u01b0 m\u1ed9t c\u00e1ch kh\u1eaft khe h\u01a1n.<\/p>\n

D\u1ef1 b\u00e1o xu h\u01b0\u1edbng v\u00e0 l\u1eddi khuy\u00ean th\u1ef1c chi\u1ebfn<\/h2>\n

Trong k\u1ecbch b\u1ea3n t\u1eeb 3 \u0111\u1ebfn 6 th\u00e1ng t\u1edbi, th\u1ecb tr\u01b0\u1eddng c\u00f3 th\u1ec3 s\u1ebd ch\u1ee9ng ki\u1ebfn nhi\u1ec1u \u0111\u1ee3t s\u00f3ng bi\u1ebfn \u0111\u1ed9ng m\u1ea1nh li\u00ean quan \u0111\u1ebfn c\u00e1c th\u00f4ng tin b\u1ed5 nhi\u1ec7m nh\u00e2n s\u1ef1 v\u00e0 c\u00e1c th\u01b0\u01a1ng v\u1ee5 \u0111\u1ed3n \u0111o\u00e1n xoay quanh t\u01b0\u01a1ng lai c\u1ee7a Venmo. Nh\u00e0 \u0111\u1ea7u t\u01b0 c\u1ea7n \u0111\u1eb7c bi\u1ec7t ch\u00fa \u00fd \u0111\u1ebfn b\u00e1o c\u00e1o t\u00e0i ch\u00ednh h\u00e0ng qu\u00fd s\u1eafp t\u1edbi c\u1ee7a PayPal, n\u01a1i nh\u1eefng con s\u1ed1 \u0111\u1ea7u ti\u00ean v\u1ec1 hi\u1ec7u qu\u1ea3 c\u1ee7a vi\u1ec7c ph\u00e2n t\u00e1ch b\u1ed9 m\u00e1y s\u1ebd b\u1eaft \u0111\u1ea7u l\u1ed9 di\u1ec7n. \u0110\u00e2y s\u1ebd l\u00e0 th\u01b0\u1edbc \u0111o ch\u00ednh x\u00e1c nh\u1ea5t cho th\u1ea5y li\u1ec7u chi\u1ebfn l\u01b0\u1ee3c c\u1ee7a \u00f4ng Lores c\u00f3 th\u1ef1c s\u1ef1 hi\u1ec7u qu\u1ea3 hay ch\u1ec9 l\u00e0 nh\u1eefng thay \u0111\u1ed5i mang t\u00ednh b\u1ec1 m\u1eb7t nh\u1eb1m tr\u1ea5n an th\u1ecb tr\u01b0\u1eddng.<\/p>\n

\u0110\u1ed1i v\u1edbi nh\u1eefng nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00e1 nh\u00e2n, vi\u1ec7c quan s\u00e1t c\u00e1c b\u01b0\u1edbc \u0111i c\u1ee7a c\u00e1c t\u1eadp \u0111o\u00e0n l\u1edbn nh\u01b0 PayPal l\u00e0 c\u00e1ch \u0111\u1ec3 n\u1eafm b\u1eaft nh\u1ecbp \u0111\u1eadp c\u1ee7a ng\u00e0nh fintech to\u00e0n c\u1ea7u. L\u1eddi khuy\u00ean th\u1ef1c chi\u1ebfn cho giai \u0111o\u1ea1n n\u00e0y l\u00e0 s\u1ef1 th\u1eadn tr\u1ecdng \u0111\u1ed1i v\u1edbi c\u00e1c c\u1ed5 phi\u1ebfu c\u00f4ng ngh\u1ec7 thanh to\u00e1n c\u00f3 c\u1ea5u tr\u00fac qu\u00e1 ph\u1ee9c t\u1ea1p ho\u1eb7c ch\u01b0a r\u00f5 r\u00e0ng v\u1ec1 \u0111\u1ecbnh h\u01b0\u1edbng d\u00f2ng ti\u1ec1n. Thay v\u00e0o \u0111\u00f3, h\u00e3y \u01b0u ti\u00ean nh\u1eefng doanh nghi\u1ec7p \u0111ang c\u00f3 b\u01b0\u1edbc \u0111i c\u1ee5 th\u1ec3 trong vi\u1ec7c tinh g\u1ecdn b\u1ed9 m\u00e1y v\u00e0 \u1ee9ng d\u1ee5ng c\u00f4ng ngh\u1ec7 l\u00f5i nh\u01b0 AI \u0111\u1ec3 t\u0103ng hi\u1ec7u su\u1ea5t. Th\u1ecb tr\u01b0\u1eddng s\u1ebd kh\u00f4ng \u01b0u \u00e1i nh\u1eefng m\u00f4 h\u00ecnh c\u0169 k\u1ef9, m\u00e0 s\u1ebd nghi\u00eang v\u1ec1 ph\u00eda nh\u1eefng doanh nghi\u1ec7p ch\u1ee9ng minh \u0111\u01b0\u1ee3c s\u1ef1 linh ho\u1ea1t v\u00e0 kh\u1ea3 n\u0103ng t\u00e1ch bi\u1ec7t gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n m\u1ed9t c\u00e1ch hi\u1ec7u qu\u1ea3 trong m\u1ed9t m\u00f4i tr\u01b0\u1eddng kinh t\u1ebf \u0111\u1ea7y bi\u1ebfn s\u1ed1.<\/p>\n

Vi\u1ec7c Venmo tr\u1edf th\u00e0nh m\u1ed9t th\u1ef1c th\u1ec3 \u0111\u1ed9c l\u1eadp trong l\u00f2ng PayPal l\u00e0 m\u1ed9t v\u00ed d\u1ee5 \u0111i\u1ec3n h\u00ecnh v\u1ec1 ngh\u1ec7 thu\u1eadt qu\u1ea3n tr\u1ecb trong th\u1eddi \u0111\u1ea1i m\u1edbi, n\u01a1i m\u00e0 s\u1ef1 chia nh\u1ecf l\u1ea1i ch\u00ednh l\u00e0 c\u00e1ch t\u1ed1t nh\u1ea5t \u0111\u1ec3 c\u1ed9ng h\u01b0\u1edfng gi\u00e1 tr\u1ecb. Ch\u00fang ta \u0111ang ch\u1ee9ng ki\u1ebfn s\u1ef1 chuy\u1ec3n d\u1ecbch t\u1eeb quy m\u00f4 sang hi\u1ec7u qu\u1ea3, t\u1eeb \u0111a d\u1ea1ng h\u00f3a sang chuy\u00ean bi\u1ec7t h\u00f3a. D\u00f9 k\u1ebft qu\u1ea3 cu\u1ed1i c\u00f9ng ra sao, b\u01b0\u1edbc \u0111i n\u00e0y c\u1ee7a PayPal \u0111\u00e3 kh\u1eb3ng \u0111\u1ecbnh m\u1ed9t ch\u00e2n l\u00fd: Trong th\u1ebf gi\u1edbi t\u00e0i ch\u00ednh ph\u1eb3ng, kh\u1ea3 n\u0103ng t\u1ef1 t\u00e1i t\u1ea1o v\u00e0 th\u00edch nghi lu\u00f4n l\u00e0 y\u1ebfu t\u1ed1 s\u1ed1ng c\u00f2n \u0111\u1ec3 duy tr\u00ec v\u1ecb th\u1ebf d\u1eabn \u0111\u1ea7u.<\/p>\n

B\u00e0i vi\u1ebft \u0111\u00e3 \u0111\u01b0\u1ee3c bi\u00ean t\u1eadp l\u1ea1i t\u1eeb ngu\u1ed3n: cnbc.com<\/em><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Vi\u1ec7c Enrique Lores, CEO m\u1edbi c\u1ee7a PayPal, quy\u1ebft \u0111\u1ecbnh t\u00e1ch Venmo th\u00e0nh m\u1ed9t \u0111\u01a1n v\u1ecb kinh doanh \u0111\u1ed9c l\u1eadp kh\u00f4ng \u0111\u01a1n thu\u1ea7n l\u00e0 m\u1ed9t cu\u1ed9c c\u1ea3i t\u1ed5 h\u00e0nh ch\u00ednh, m\u00e0 l\u00e0 m\u1ed9t c\u00fa xoay tr\u1ee5c chi\u1ebfn l\u01b0\u1ee3c trong cu\u1ed9c chi\u1ebfn gi\u00e0nh th\u1ecb ph\u1ea7n thanh to\u00e1n s\u1ed1 v\u1ed1n \u0111ang ng\u00e0y c\u00e0ng kh\u1ed1c li\u1ec7t. Trong b\u1ed1i c\u1ea3nh […]<\/p>\n","protected":false},"author":1,"featured_media":11071,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[63],"tags":[],"class_list":["post-11072","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cong-nghe-tai-chinh-va-doi-moi"],"_links":{"self":[{"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/posts\/11072","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/comments?post=11072"}],"version-history":[{"count":1,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/posts\/11072\/revisions"}],"predecessor-version":[{"id":12174,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/posts\/11072\/revisions\/12174"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/media\/11071"}],"wp:attachment":[{"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/media?parent=11072"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/categories?post=11072"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/taichinhphowall.com\/index.php\/wp-json\/wp\/v2\/tags?post=11072"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}